v0lender onboarding (#208)

* store account details on user table

* query bank account details on signup

* specify upload information

* added kyc doc

* new pending page

* redirect to pending if not kyc'ed

* add pendingReview to demo (lenderJourneySequence)

* ask for complete info necessary to onboard lender to RC

* onboarding journey with tabs

* disable borrower Signup

* specify kyc folder

* comment out pledges & loans from dashboard

* comment out invest & withdraw options

* hasura db migration to add account_details field

* submit button as spinner

* comment out ability to write scenario to DB & to toggle company name

* comment out reset-db link & protect route

* protect toggle kyc route

* missing db migrations to introduce user accounts

* protect root admin route

* updated comments

* remove sandbox from tab

* add account details to db seeds

* add new demographic info to db seeds

* remove some comments

* add admin to seeds

* use magic link for login

* add admin to db seed

* add admin-email description to production readme

* fixed db-link and better pw

* also update hasura console pw

* make links external

* skip non relevant tests

* add new demographic info to test fixtures

* add dummy account details to basic fixtures

* ask for address during onboarding

* re-add dob to demographic data with dummy

* query pan card number

Co-authored-by: dev <dev@ip-172-31-18-40.us-west-1.compute.internal>

Author: djudjuu

docs/kyc.md

@@ -0,0 +1,56 @@
+# 1 Document Upload
+
+Lenders will upload the relevant documents to an s3 bucket. The uploads can be found when logging in to aws-console
+under s3/uploads-all-arboreum/<process.ENVIRONMENT>/user_uploads/lenderKYC/<lender-email-address>
+and a download-link to the documents is posted to the slack-integrations-channel.
+
+the user then sees a screen that tells them that their application is being reviewed.
+
+# Manual Review
+
+Using the latest insomnia collection please do:
+
+### 1) Penny Drop to bank account
+
+1. select request: `decentro/pennyDrop`
+2. fill request with ifsc, account number & unique reference id
+3. compare names from result
+4. if OK. save screenshot of result (entire screen) to our googledocs folder (google drive /KYC)
+
+### 2) Validate Pan-card
+
+1. select request: `decentro/kyc/public/registry/validate`
+2. copy pan number from image into request
+3. result should be success
+4. if OK. save screenshot of result (entire screen) to our googledocs folder
+
+### 3) Validate Aadhaar card
+
+1. go to uidai site,
+2. enter aadhaar card number
+3. compare basic dates
+4. if OK. save screenshot of result (entire screen) to our googledocs folder
+
+### 4) Register with RC
+
+1. select request: `RC/registration/investor/v1/register`
+2. copy data from DB to request
+
+- if success:
+  2.1 copy investor_id & escrow_id into the user.table.accout_info.rcAccount to the keys "investorID" & "accountNumber"
+- if failure:
+  2.2 talk to Julius
+
+# Final approval
+
+If everything is done, go to admin/1290 and click toggle kyc for the user
+then send an email to them
+
+```
+Congratulations!
+
+Your account has been approved. Go to LINK to log in, deposit funds and start investing.
+We look forward to collaborating with you.
+
+Arboreum
+```

hasura/config.production.yaml

@@ -1,6 +1,7 @@
 version: 2
 endpoint: http://app.arbo.link:8075/
-admin_secret: arbo_secret_hasura_gs
+# admin_secret: arbo_secret_hasura_gs
+admin_secret: 41dgE7roC0ePLA3Cv8iuP2JY0QhPIhQfOw6tc1yiMmrTjmm2ig
 metadata_directory: metadata
 actions:
   kind: synchronous

hasura/migrations/1610369534136_alter_table_public_user_add_column_roi/down.sql

@@ -0,0 +1,4 @@
+
+ALTER TABLE "public"."user" DROP COLUMN "account_details";
+
+ALTER TABLE "public"."user" DROP COLUMN "roi";

hasura/migrations/1616000904309_squashed/down.sql

@@ -1 +1,4 @@
+
 ALTER TABLE "public"."user" ADD COLUMN "roi" jsonb NULL DEFAULT jsonb_build_object();
+
+ALTER TABLE "public"."user" ADD COLUMN "account_details" jsonb NULL;

…_table_public_user_add_column_roi/up.sql …migrations/1616000904309_squashed/up.sqlhasura/migrations/1610369534136_alter_table_public_user_add_column_roi/up.sql renamed to hasura/migrations/1616000904309_squashed/up.sql hasura/migrations/1610369534136_alter_table_public_user_add_column_roi/up.sql renamed to hasura/migrations/1616000904309_squashed/up.sql

@@ -1,10 +1,10 @@
-INSERT INTO public."user" (id, created_at, updated_at, name, email, min_interest_rate, max_exposure, user_type, balance, demographic_info, phone, user_number, corpus_share, kyc_approved, roi) VALUES 
- ('8653118e-7a00-4c4f-be53-0b2e04485db0', '2020-09-01 16:24:32.225944+00', '2020-09-01 16:24:32.225944+00', 'Gaurav Paruthi', 'gparuthi@gmail.com', NULL, NULL, 'borrower', 0, '{"income":300,"credit_score":600,"education_years":3}', '7342723929', 1, 0, false, '{ "total_apr": { "apr": "0", "interest": { "paid": "0", "remain": "0" }, "principal": { "paid": "0", "remain": "0" } }, "apr_on_pledges": {}, "apr_on_loans": {} }'),
- ('230cff88-a594-4922-90cd-05938de5bdd0', '2020-09-01 18:05:33.10771+00', '2020-09-02 20:38:30.446776+00', 'gp', 'gp@arboreum.dev', NULL, NULL, 'lender', 23000, '{}', '12312', 4, 0, true, '{ "total_apr": { "apr": 0, "interest": { "paid": 0, "remain": 0 }, "principal": { "paid": 0, "remain": 0 } }, "apr_on_pledges": {}, "apr_on_loans": {} }'),
- ('130cff88-a594-4922-90cd-05938de5bdd0', '2020-09-01 18:05:33.10771+00', '2020-09-02 20:38:30.446776+00', 'Julius Faber', 'julius@arboreum.dev', NULL, NULL, 'lender', 0, '{}', '1231211', 5, 0, true, '{ "total_apr": { "apr": "0", "interest": { "paid": "0", "remain": "0" }, "principal": { "paid": "0", "remain": "0" } }, "apr_on_pledges": {}, "apr_on_loans": {} }'),
-  ('8653118e-7a00-4c4f-be53-0b2e04485db1', '2020-09-01 16:24:32.225944+00', '2020-09-01 16:24:32.225944+00', 'Amitabh Bachann', 'amitabh@mail.com', NULL, NULL, 'borrower', 0, '{"income":300,"credit_score":600,"education_years":3}', '7342723929', 6, 0, true, '{ "total_apr": { "apr": "0", "interest": { "paid": "0", "remain": "0" }, "principal": { "paid": "0", "remain": "0" } }, "apr_on_pledges": {}, "apr_on_loans": {} }'),
-  ('230cff88-a594-4922-90cd-05938de5bdd2', '2020-09-01 18:05:33.10771+00', '2020-09-02 20:38:30.446776+00', 'Deepika Padukone', 'deepika@mail.com', NULL, NULL, 'lender', 30000, '{}', '12312', 7, 0, true, '{ "total_apr": { "apr": "0", "interest": { "paid": "0", "remain": "0" }, "principal": { "paid": "0", "remain": "0" } }, "apr_on_pledges": {}, "apr_on_loans": {} }'),
-  ('230cff88-a594-4922-90cd-05938de5bdd5', '2020-09-01 18:05:33.10771+00', '2020-09-02 20:38:30.446776+00', 'Salman Khan', 'salman@mail.com', NULL, NULL, 'lender', 70000, '{}', '12312', 8, 0, true, '{ "total_apr": { "apr": "0", "interest": { "paid": "0", "remain": "0" }, "principal": { "paid": "0", "remain": "0" } }, "apr_on_pledges": {}, "apr_on_loans": {} }');
+INSERT INTO public."user" (id, created_at, updated_at, name, email, min_interest_rate, max_exposure, user_type, balance, demographic_info, phone, user_number, corpus_share, kyc_approved, roi, account_details) VALUES 
+ ('8653118e-7a00-4c4f-be53-0b2e04485db0', '2020-09-01 16:24:32.225944+00', '2020-09-01 16:24:32.225944+00', 'Vishal', 'vishal@arboreum.dev', NULL, NULL, 'lender', 0, '{"father":{"lastName":"fatherLast","firstName":"fatherFirst"},"gender":"MALE","income":"2000000-1000000000","address":"somePlace 3000","zipCode":"40453","aadharPassword":"123"}' , '7342723929', 1, 0, false, '{ "total_apr": { "apr": "0", "interest": { "paid": "0", "remain": "0" }, "principal": { "paid": "0", "remain": "0" } }, "apr_on_pledges": {}, "apr_on_loans": {} }', '{"rcAccount":{"branchCode":"FIXED","investor_id":"","accountNumber":""},"bankDetails":{"bankName":"example","branchCode":"123","accountType":"CURRENT","accountNumber":"1xxx"}}'),
+ ('230cff88-a594-4922-90cd-05938de5bdd0', '2020-09-01 18:05:33.10771+00', '2020-09-02 20:38:30.446776+00', 'admin', 'dev@arboreum.dev', NULL, NULL, 'lender', 23000,'{"father":{"lastName":"fatherLast","firstName":"fatherFirst"},"gender":"MALE","income":"2000000-1000000000","address":"somePlace 3000","zipCode":"40453","aadharPassword":"123"}' , '12312', 4, 0, true, '{ "total_apr": { "apr": 0, "interest": { "paid": 0, "remain": 0 }, "principal": { "paid": 0, "remain": 0 } }, "apr_on_pledges": {}, "apr_on_loans": {} }','{"rcAccount":{"branchCode":"FIXED","investor_id":"","accountNumber":""},"bankDetails":{"bankName":"example","branchCode":"123","accountType":"CURRENT","accountNumber":"1xxx"}}'),
+ ('130cff88-a594-4922-90cd-05938de5bdd0', '2020-09-01 18:05:33.10771+00', '2020-09-02 20:38:30.446776+00', 'Julius Faber', 'julius@arboreum.dev', NULL, NULL, 'lender', 0,'{"father":{"lastName":"fatherLast","firstName":"fatherFirst"},"gender":"MALE","income":"2000000-1000000000","address":"somePlace 3000","zipCode":"40453","aadharPassword":"123"}' , '1231211', 5, 0, true, '{ "total_apr": { "apr": "0", "interest": { "paid": "0", "remain": "0" }, "principal": { "paid": "0", "remain": "0" } }, "apr_on_pledges": {}, "apr_on_loans": {} }','{"rcAccount":{"branchCode":"FIXED","investor_id":"","accountNumber":""},"bankDetails":{"bankName":"example","branchCode":"123","accountType":"CURRENT","accountNumber":"1xxx"}}'),
+  ('8653118e-7a00-4c4f-be53-0b2e04485db1', '2020-09-01 16:24:32.225944+00', '2020-09-01 16:24:32.225944+00', 'Amitabh Bachann', 'amitabh@mail.com', NULL, NULL, 'borrower', 0,'{"father":{"lastName":"fatherLast","firstName":"fatherFirst"},"gender":"MALE","income":"2000000-1000000000","address":"somePlace 3000","zipCode":"40453","aadharPassword":"123"}' , '7342723929', 6, 0, true, '{ "total_apr": { "apr": "0", "interest": { "paid": "0", "remain": "0" }, "principal": { "paid": "0", "remain": "0" } }, "apr_on_pledges": {}, "apr_on_loans": {} }', '{"rcAccount":{"branchCode":"FIXED","investor_id":"","accountNumber":""},"bankDetails":{"bankName":"example","branchCode":"123","accountType":"CURRENT","accountNumber":"1xxx"}}'),
+  ('230cff88-a594-4922-90cd-05938de5bdd2', '2020-09-01 18:05:33.10771+00', '2020-09-02 20:38:30.446776+00', 'Deepika Padukone', 'deepika@mail.com', NULL, NULL, 'lender', 30000,'{"father":{"lastName":"fatherLast","firstName":"fatherFirst"},"gender":"MALE","income":"2000000-1000000000","address":"somePlace 3000","zipCode":"40453","aadharPassword":"123"}' , '12312', 7, 0, true, '{ "total_apr": { "apr": "0", "interest": { "paid": "0", "remain": "0" }, "principal": { "paid": "0", "remain": "0" } }, "apr_on_pledges": {}, "apr_on_loans": {} }', '{"rcAccount":{"branchCode":"FIXED","investor_id":"","accountNumber":""},"bankDetails":{"bankName":"example","branchCode":"123","accountType":"CURRENT","accountNumber":"1xxx"}}'),
+  ('230cff88-a594-4922-90cd-05938de5bdd5', '2020-09-01 18:05:33.10771+00', '2020-09-02 20:38:30.446776+00', 'Salman Khan', 'salman@mail.com', NULL, NULL, 'lender', 70000,'{"father":{"lastName":"fatherLast","firstName":"fatherFirst"},"gender":"MALE","income":"2000000-1000000000","address":"somePlace 3000","zipCode":"40453","aadharPassword":"123"}' , '12312', 8, 0, true, '{ "total_apr": { "apr": "0", "interest": { "paid": "0", "remain": "0" }, "principal": { "paid": "0", "remain": "0" } }, "apr_on_pledges": {}, "apr_on_loans": {} }', '{"rcAccount":{"branchCode":"FIXED","investor_id":"","accountNumber":""},"bankDetails":{"bankName":"example","branchCode":"123","accountType":"CURRENT","accountNumber":"1xxx"}}');
 SELECT pg_catalog.setval('public.user_user_number_seq', 11, true);
 
 -- Add Loan Request for gparuthi@gmail.com
@@ -16,3 +16,6 @@ INSERT INTO public.loan_requests (borrower_id, created_at, amount, status, reque
 INSERT INTO public.supporters (request_id, supporter_id, pledge_amount, status, invest_in_corpus, participation_request_time, guarantee_division, info) VALUES 
   ('44c6d2cb-062c-4dac-a88f-0df0f32bba96', '230cff88-a594-4922-90cd-05938de5bdd0', 20000, 'unknown', true, '2020-10-13 01:04:37.41869+00', '{}', '{"name": "gp", "email": "gp@arboreum.dev", "amount": "2000", "known_since": "Aug 2011", "supporter_relation": "Manager"}'),
   ('44c6d2cb-062c-4dac-a88f-0df0f32bba91', '230cff88-a594-4922-90cd-05938de5bdd2', 20000, 'unknown', true, '2020-10-13 01:04:37.41869+00', '{}', '{"name": "deepika", "email": "deepika@mail.com", "amount": "2000", "known_since": "Aug 2011", "supporter_relation": "Manager"}');
+
+-- demographic fixture
+-- '{"father":{"lastName":"fatherLast","firstName":"fatherFirst"},"gender":"MALE","income":"2000000-1000000000","address":"somePlace 3000","zipCode":"40453","aadharPassword":"123"}'

hasura/seeds/1599078303744_user_seed.sql

@@ -20,7 +20,8 @@ Make json file like
   "AWS_ACCESS_KEY_ID_APP": "AWS_ACCESS_KEY_ID_APP",
   "AWS_SECRET_ACCESS_KEY_APP": "AWS_SECRET_ACCESS_KEY_APP",
   "ENVIRONMENT": "ENVIRONMENT",
-  "SWARMAI_URL": "SWARMAI_URL"
+  "SWARMAI_URL": "SWARMAI_URL",
+  "ADMIN_EMAIL": "ADMIN_EMAIL"
 }
 ```
 

production/README.md

@@ -6,11 +6,12 @@ services:
       - "8075:8080"
     restart: always
     environment:
-      HASURA_GRAPHQL_DATABASE_URL: postgres://postgres:arbor3umpg@arboreum-sf.cvdulo7qnwp6.us-west-1.rds.amazonaws.com:5432/pilot_db_9_16_2020
+      HASURA_GRAPHQL_DATABASE_URL: postgres://postgres:arbor3umpg2@arboreum-sf2.cvdulo7qnwp6.us-west-1.rds.amazonaws.com:5432/prod_db
       ## enable the console served by server
       HASURA_GRAPHQL_ENABLE_CONSOLE: "true" # set to "false" to disable console
       ## enable debugging mode. It is recommended to disable this in production
       HASURA_GRAPHQL_DEV_MODE: "true"
       HASURA_GRAPHQL_ENABLED_LOG_TYPES: startup, http-log, webhook-log, websocket-log, query-log
       ## uncomment next line to set an admin secret
-      HASURA_GRAPHQL_ADMIN_SECRET: arbo_secret_hasura_gs
+      # HASURA_GRAPHQL_ADMIN_SECRET: arbo_secret_hasura_gs
+      HASURA_GRAPHQL_ADMIN_SECRET: 41dgE7roC0ePLA3Cv8iuP2JY0QhPIhQfOw6tc1yiMmrTjmm2ig

production/docker-compose.yaml

@@ -22,6 +22,7 @@ const InvestBorrowButtons = (props: { needSignin?: boolean }) => {
         Invest
       </Button>
       <Button
+        disabled
         onClick={() => {
           onclick(UserType.Borrower)
         }}