fix(account-lib): remove message whitelist for cold and custody wallets

TICKET: COIN-6527

Author: bhavidhingra

modules/account-lib/src/index.ts

@@ -206,7 +206,7 @@ export { CosmosSharedCoin };
 import * as Canton from '@bitgo/sdk-coin-canton';
 export { Canton };
 
-import { validateAgainstMessageTemplates, MIDNIGHT_TNC_HASH } from './utils';
+import { MIDNIGHT_TNC_HASH } from './utils';
 export { MIDNIGHT_TNC_HASH };
 
 const coinBuilderMap = {
@@ -438,11 +438,7 @@ export async function verifyMessage(
     const messageBuilder = messageBuilderFactory.getMessageBuilder(messageStandardType);
     messageBuilder.setPayload(messageRaw);
     const message = await messageBuilder.build();
-    const isValidMessageEncoded = await message.verifyEncodedPayload(messageEncoded, metadata);
-    if (!isValidMessageEncoded) {
-      return false;
-    }
-    return validateAgainstMessageTemplates(messageRaw);
+    return await message.verifyEncodedPayload(messageEncoded, metadata);
   } catch (e) {
     console.error(`Error verifying message for coin ${coinName}:`, e);
     return false;