Add per-connection account type selection (personal/business)

Move psu_type from global setup to the connect form so each bank
connection can use a different account type. Also clean up the
Enable Banking account fetching — remove broken /sessions endpoint
call that was always 404ing.

Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>

Author: DAdjadj

app/enablebanking.py

@@ -50,18 +50,19 @@ def _make_headers():
     token = jwt.encode(payload, key, algorithm="RS256", headers={"kid": _get_app_id()})
     return {"Authorization": f"Bearer {token}", "Content-Type": "application/json"}
 
-def start_auth(bank_name: str, bank_country: str) -> dict:
+def start_auth(bank_name: str, bank_country: str, psu_type: str = "") -> dict:
     valid_until = time.strftime("%Y-%m-%dT%H:%M:%SZ", time.gmtime(time.time() + 180 * 24 * 3600))
     state_val   = str(uuid.uuid4())
     body = {
         "access":       {"valid_until": valid_until},
         "aspsp":        {"name": bank_name, "country": bank_country},
         "state":        f"bridge-bank-auth|{config.BRIDGE_BANK_URL or "http://localhost:3002"}|{state_val}",
         "redirect_url": "https://bridgebank.app/callback",
-        "psu_type":     config.EB_PSU_TYPE,
+        "psu_type":     psu_type or config.EB_PSU_TYPE,
     }
     db.set_setting("pending_session_state", state_val)
     db.set_setting("pending_session_valid_until", valid_until)
+    logger.info("Starting auth for %s (%s) with psu_type=%s", bank_name, bank_country, body["psu_type"])
     r = requests.post(f"{EB_API}/auth", json=body, headers=_make_headers())
     r.raise_for_status()
     return {"url": r.json()["url"]}
@@ -75,18 +76,7 @@ def complete_auth(code: str, state: str) -> dict:
     data       = r.json()
     session_id = data["session_id"]
     accounts   = data.get("accounts", [])
-    logger.info("Enable Banking session response returned %d account(s): %s", len(accounts), accounts)
-    # The session response may only include a subset of consented accounts.
-    # Fetch the full list from the dedicated accounts endpoint.
-    try:
-        acct_resp = requests.get(f"{EB_API}/sessions/{session_id}/accounts", headers=_make_headers())
-        acct_resp.raise_for_status()
-        full_accounts = acct_resp.json().get("accounts", [])
-        if len(full_accounts) > len(accounts):
-            logger.info("Accounts endpoint returned %d account(s): %s", len(full_accounts), full_accounts)
-            accounts = full_accounts
-    except Exception as e:
-        logger.warning("Could not fetch full account list: %s", e)
+    logger.info("Bank returned %d account(s) via Enable Banking", len(accounts))
     if not accounts:
         return None
     valid_until = db.get_setting("pending_session_valid_until")

app/web/server.py

@@ -291,6 +291,7 @@ def connect():
             bank_country    = request.form.get("bank_country", "").strip()
             actual_account  = request.form.get("actual_account", "").strip()
             start_sync_date = request.form.get("start_sync_date", "").strip()
+            psu_type        = request.form.get("psu_type", "personal").strip()
             if not bank_name or not bank_country:
                 error = "Please select a bank."
             elif not actual_account:
@@ -323,7 +324,7 @@ def connect():
                         host   = request.headers.get("X-Forwarded-Host", request.host)
                         config.set("BRIDGE_BANK_URL", f"{scheme}://{host}")
                         from .. import enablebanking
-                        result   = enablebanking.start_auth(bank_name, bank_country)
+                        result   = enablebanking.start_auth(bank_name, bank_country, psu_type=psu_type)
                         auth_url = result["url"]
                     except Exception as e:
                         error = f"Could not start bank connection: {e}"

app/web/templates/connect.html

@@ -106,6 +106,12 @@
       <label>Actual Budget account</label>
       <input type="text" name="actual_account" id="actual-account-input" placeholder="e.g. Revolut" required oninput="checkReady()">
       <div class="field-hint">The name of the account in Actual Budget where transactions will be synced.</div>
+      <label>Account type</label>
+      <select name="psu_type" id="psu-type" style="width:100%;">
+        <option value="personal" selected>Personal</option>
+        <option value="business">Business / Pro</option>
+      </select>
+      <div class="field-hint">Choose Business / Pro if connecting a Revolut Pro or business bank account.</div>
       <label>Search your bank</label>
       <div style="position:relative;">
         <input type="text" id="bank-search" placeholder="Type to search 2,500+ European banks..." autocomplete="off" oninput="filterBanks(this.value)" onfocus="showDropdown()">
@@ -115,7 +121,7 @@
         <span id="selected-label" style="font-weight:600;color:#e8edf5;"></span>
         <button type="button" onclick="clearBank()" style="background:none;border:none;color:#4a5568;cursor:pointer;font-size:11px;padding:0;">clear</button>
       </div>
-      <div class="field-hint">Personal accounts only. 2,500+ banks across 29 European countries.</div>
+      <div class="field-hint">2,500+ banks across 29 European countries.</div>
       <button class="btn btn-primary" type="submit" id="connect-btn" disabled style="background:var(--surface2); opacity:0.5;">Add bank &rarr;</button>
     </form>
     {% endif %}

app/web/templates/setup_bank.html

@@ -27,11 +27,6 @@
     {% endif %}
     <input type="file" id="pem_file" name="pem_file" accept=".pem" {% if not pem_uploaded %}required{% endif %}>
     <div class="field-hint">Your private.pem file from the Enable Banking dashboard. It stays on your server and is never shared.</div>
-    <label for="eb_psu_type">Account type</label>
-    <select id="eb_psu_type" name="eb_psu_type">
-      <option value="personal" {% if eb_psu_type == "personal" %}selected{% endif %}>Personal</option>
-      <option value="business" {% if eb_psu_type == "business" %}selected{% endif %}>Business</option>
-    </select>
     <button class="btn btn-primary" type="submit">Continue &rarr;</button>
   </form>
 </div>