diff --git a/backend/app/Services/Domain/Payment/Stripe/StripeAccountSyncService.php b/backend/app/Services/Domain/Payment/Stripe/StripeAccountSyncService.php
index 651f9f679..a8fbcb6c6 100644
--- a/backend/app/Services/Domain/Payment/Stripe/StripeAccountSyncService.php
+++ b/backend/app/Services/Domain/Payment/Stripe/StripeAccountSyncService.php
@@ -112,7 +112,11 @@ private function buildAccountDetails(Account $stripeAccount): string
             'charges_enabled' => $stripeAccount->charges_enabled,
             'payouts_enabled' => $stripeAccount->payouts_enabled,
             'country' => $stripeAccount->country,
-            'capabilities' => $stripeAccount->capabilities?->toArray(),
+            'capabilities' => is_array($stripeAccount->capabilities)
+                ? $stripeAccount->capabilities
+                : ($stripeAccount->capabilities && method_exists($stripeAccount->capabilities, 'toArray')
+                    ? $stripeAccount->capabilities->toArray()
+                    : null),
             'type' => $stripeAccount->type,
             'business_type' => $stripeAccount->business_type,
             'requirements' => [