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What is APR?
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APR stands for Annual Percentage Rate. It is the annual interest rate charged for borrowing or earned through an investment, and it represents the actual yearly cost of funds over the term of a loan. It includes any fees or additional costs associated with the transaction.
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Can you write a poem about APR?
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In the world of finance, APR is the key,
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A number that tells you what you'll pay, or earn, you see.
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It's the annual rate, not just a one-time fee,
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In loans and investments, it's a crucial decree.
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It includes all fees, no matter how small,
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A clear picture of cost, for one and all.
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Whether borrowing or saving, it's a helpful tool,
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To make informed decisions, and avoid a financial fool.
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So remember APR, when you're in the market,
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For loans or investments, it's a vital factor.
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It's the annual rate, that tells you the cost,
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In the world of finance, it's a helpful host.
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Now explain APR to me like I'm 5 years old
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Sure! So, imagine you have a piggy bank and you want to borrow some money from your parents to buy a toy. Your parents might ask you to pay them back with a little extra money, like an extra dollar for every dollar you borrow. This extra money is like the interest you pay on a loan.
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Now, APR is like a special way to measure how much extra money you have to pay back. It tells you how much interest you'll pay each year, based on the amount you borrowed and the interest rate your parents set.
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So, if your parents say the APR is 10%, that means you'll have to pay back 10% more than you borrowed each year. For example, if you borrow $10, you'll have to pay back $11 each year.
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APR is important because it helps you understand how much you'll have to pay back when you borrow money, and it can help you make better decisions about loans and investments.
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{"input": {"source_code": "@SuppressWarnings(\"unchecked\")\npublic static Map<String, String> deserializeOffsetMap(String lastSourceOffset) throws IOException {\n Map<String, String> offsetMap;\n if (lastSourceOffset == null || lastSourceOffset.isEmpty()) { \n offsetMap = new HashMap<>(); \n } else {\n offsetMap = JSON_MAPPER.readValue(lastSourceOffset, Map.class); \n }\n return offsetMap;\n}\n", "repo_info": {"repo": "streamsets/datacollector", "path": "stagesupport/src/main/java/com/.../OffsetUtil.java", "function_name": "OffsetUtil.deserializeOffsetMap"}}, "output": "This Java method, `deserializeOffsetMap`, is used to deserialize a JSON string into a `Map<String, String>`. Here's a breakdown of the code:\n\n1. The method takes a single parameter, `lastSourceOffset`, which is expected to be a JSON string.\n2. It first checks if `lastSourceOffset` is either `null` or an empty string. If true, it initializes a new `HashMap<String, String>` and assigns it to `offsetMap`.\n3. If `lastSourceOffset` is not `null` or an empty string, it uses the `JSON_MAPPER` object (presumably an instance of `ObjectMapper` from the Jackson library) to deserialize the JSON string into a `Map<String, String>` and assigns it to `offsetMap`.\n4. Finally, it returns the `offsetMap`.\n\nThe `@SuppressWarnings(\"unchecked\")` annotation is used to suppress a compile-time warning about the raw use of the `Map` type. This is because the `JSON_MAPPER.readValue` method returns a `Map` object, but the compiler doesn't know that it's safe to cast it to `Map<String, String>`. However, in this case, the method is designed to always return a `Map<String, String>`, so the warning can be safely ignored.", "metric": 0.34864864864864864}
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{'input': {'source_code': '@SuppressWarnings("unchecked")\npublic static Map<String, String> deserializeOffsetMap(String lastSourceOffset) throws IOException {\n Map<String, String> offsetMap;\n if (lastSourceOffset == null || lastSourceOffset.isEmpty()) { \n offsetMap = new HashMap<>(); \n } else {\n offsetMap = JSON_MAPPER.readValue(lastSourceOffset, Map.class); \n }\n return offsetMap;\n}\n', 'repo_info': {'repo': 'streamsets/datacollector', 'path': 'stagesupport/src/main/java/com/.../OffsetUtil.java', 'function_name': 'OffsetUtil.deserializeOffsetMap'}}, 'output': 'This Java method, `deserializeOffsetMap`, is used to deserialize a JSON string into a `Map<String, String>`. Here\'s a breakdown of the code:\n\n1. The method takes a single parameter, `lastSourceOffset`, which is expected to be a JSON string.\n2. It first checks if `lastSourceOffset` is either `null` or an empty string. If true, it initializes an empty `HashMap` and assigns it to `offsetMap`.\n3. If `lastSourceOffset` is not `null` or empty, it uses the `JSON_MAPPER` object (presumably an instance of `ObjectMapper` from the Jackson library) to deserialize the JSON string into a `Map<String, String>`. The `readValue` method is used for this purpose, with `Map.class` as the second argument, which specifies the expected type of the deserialized object.\n4. Finally, the method returns the `offsetMap`, which now contains the deserialized data.\n\nThe `@SuppressWarnings("unchecked")` annotation is used to suppress a potential warning about the raw use of the `Map` type. This is because the `JSON_MAPPER.readValue` method returns a `Map` object, but the method signature declares it as `Map<String, String>`. Since the actual type of the map is not known at compile time, the compiler issues a warning. The `@SuppressWarnings` annotation is used to suppress this warning.', 'metric': 0.34065934065934067}
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What is APR?
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APR stands for Annual Percentage Rate. It is the annual interest rate charged for borrowing or earned through an investment, and it represents the actual yearly cost of funds over the term of a loan. It includes any fees or additional costs associated with the transaction.
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Can you write a poem about APR?
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In the world of finance, APR is the key,
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A number that tells you what you'll pay, or earn, you see.
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It's the annual rate, not just a one-time fee,
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In loans and investments, it's a crucial decree.
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It includes all fees, no matter how small,
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A clear picture of cost, for one and all.
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Whether borrowing or investing, APR is the guide,
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To make informed decisions, with confidence, you'll abide.
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Now explain APR to me like I'm 5 years old
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Sure! Imagine you have a piggy bank, and you want to borrow some money from your friend to buy a toy. Your friend says you can borrow the money, but you have to pay them back with a little extra. The extra is like the interest, and the APR is the special number that tells you how much extra you have to pay back each year. It's like a rule that helps you understand how much you'll owe your friend for borrowing their money.

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