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feat(bil): savings plans improvements MTA-5530 (scaleway#4431)
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pages/billing/additional-content/understanding-savings-plans.mdx

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@@ -19,25 +19,50 @@ Scaleway's Savings Plan is a commitment-based discount program that provides mor
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When you purchase a Savings Plan, you:
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- Commit to a specific amount of resource usage each month, calculated before taxes and discounts. This is the usage amount you will be billed for at the Savings Plan rate.
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- Will be charged at the Savings Plan's discounted rate for any usage within your committed amount.
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<Message type="important">
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This means that:
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- If you use less than what you committed to, you will still be billed for the committed amount with the Savings Plan discount applied.
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- If you use more than the committed amount, the extra usage will be charged at the regular on-demand rate.
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</Message>
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- The Savings Plan discount will apply to the committed amount.
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1. Commit to a certain amount of spending per month for a set period of time (3 years, for example).
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<Message type="note">
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Commitment rates are calculated based on the public prices of resources before taxes and do not include any discounts.
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</Message>
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2. Receive a discount on your monthly bill in exchange.
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3. Have the discount applied to the total amount of resources you use, up to the committed amount.
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<Message type="important">
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Keep in mind that:
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- If you use less than you committed to, you will still be billed for the committed amount with the Savings Plan discount applied.
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- If you use more resources than the committed amount, you will be charged the standard prices for the excess amount.
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</Message>
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<Lightbox src="scaleway-savings-plan.webp" size="medium" alt="the image contains a graph showing a simulation of how the Savings Plan works for an account. X axis = month and Y axis = commitment amount in Euro. A horizontal line represents the committed amount. The graph displays the consumption of an account over three months. In the first month, the consumption is under the committed amount, so under the line. For the second month, the consumption is exactly the committed amount, so it joins the line. On the third and last month, the consumption went over the committed amount. Therefore, it goes over the line." />
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### Example
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If you have a Compute Savings Plan with a committed amount of 900€ per month over 3 years, a 10% discount is applied. Your consumption within the Savings Plan will cost you 810€ per month.
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If in the month of March you consume:
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| Number of Instances | Instance Type | Hourly Price | Usage (in hours) | Monthly total |
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| --- | --- | --- | --- | --- |
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| 1 | DEV-1S | €0.008 | 744 | €5.95 |
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| 1 | POP2-64C-256G | €2.35 | 381 | €895.35 |
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| | | | **Total** | **€901.30** |
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You will be charged:
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| Detail | Amount |
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| --- | --- |
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| Savings plan committed amount | €900 |
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| Savings plan 10% discount | -€90 |
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| Additional consumption | €1.03 |
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| **Total untaxed bill** | **€811.03** |
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To sum up:
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Since the Savings Plan has a committed amount of **€900**, you would be charged the discounted monthly fee for the committed amount (**€810**) added to the excess amount used above the committed amount, charged at the standard price (**€1.03**) equating to your total untaxed bill in March (**€811.03**).
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### Eligibility and quotas
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Your Organization is eligible to purchase a Savings Plan if:
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- It does not have any ongoing contracts with Scaleway
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- It does not have any ongoing signed sales agreements with Scaleway
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- You have verified your identity via the Scaleway console
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- Does not have any outstanding invoices
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Savings plans cannot be canceled or exchanged.
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If you need to request a change to your savings plan, [contact the sales team](https://www.scaleway.com/en/contact-sales/).
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If you need to request a change to your savings plan, [contact the sales team](http://scaleway.com/en/cancel-saving-plans/ ).
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We do not make refunds for savings plans that have already been invoiced.
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### Taxes and currency
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The total cost displayed for the Savings Plan does not include applicable taxes. Taxes are displayed on a dedicated section of the invoice.
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The total cost displayed for the Savings Plan does not include applicable taxes. Taxes are displayed on a dedicated section of the invoice, under the summary of your Projects' total consumption.
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<Lightbox src="scaleway-invoice-taxes.webp" size="medium" alt="" />
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Currently, we invoice all customers in euros (EUR). If your primary currency is different, our Payment Service Providers (PSPs) apply the prevailing exchange rate.
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<Message type="important">
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The list of products included in the Compute Savings plan is subject to periodic changes.
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</Message>
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</Message>

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