fix: Bump @metamask/transaction-pay-controller to ^16.5.0, Predict Withdraw fix (#27422)

## **Description**
Bumps @metamask/transaction-pay-controller to ^16.5.0 and includes a
Predict Withdraw fix (subtract MM fee in UI).

## **Changelog**

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## **Related issues**

Fixes:
#26927
#26934
#26929

## **Manual testing steps**


## **Screenshots/Recordings**

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before and after of your change. -->

### **Before**

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### **After**

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## **Pre-merge author checklist**

- [ ] I've followed [MetaMask Contributor
Docs](https://github.com/MetaMask/contributor-docs) and [MetaMask Mobile
Coding
Standards](https://github.com/MetaMask/metamask-mobile/blob/main/.github/guidelines/CODING_GUIDELINES.md).
- [ ] I've completed the PR template to the best of my ability
- [ ] I've included tests if applicable
- [ ] I've documented my code using [JSDoc](https://jsdoc.app/) format
if applicable
- [ ] I've applied the right labels on the PR (see [labeling
guidelines](https://github.com/MetaMask/metamask-mobile/blob/main/.github/guidelines/LABELING_GUIDELINES.md)).
Not required for external contributors.

## **Pre-merge reviewer checklist**

- [ ] I've manually tested the PR (e.g. pull and build branch, run the
app, test code being changed).
- [ ] I confirm that this PR addresses all acceptance criteria described
in the ticket it closes and includes the necessary testing evidence such
as recordings and or screenshots.


<!-- CURSOR_SUMMARY -->
---

> [!NOTE]
> **Medium Risk**
> Updates withdrawal receive-amount calculation and bumps
`@metamask/transaction-pay-controller`, which can affect fee math and
transaction-pay flows. Risk is moderated by the change being localized
to fee totals display and dependency updates, but regressions could
impact user-facing quotes.
> 
> **Overview**
> Fixes the withdrawal confirmation *"You’ll receive"* calculation by
subtracting the `metaMask` fee (in addition to provider and network
fees) when computing the displayed USD receive amount.
> 
> Bumps `@metamask/transaction-pay-controller` to `^16.5.0` (and updates
related lockfile dependencies), and refreshes test fixtures/snapshots to
include new `AssetsController.selectedCurrency` state.
> 
> <sup>Written by [Cursor
Bugbot](https://cursor.com/dashboard?tab=bugbot) for commit
7c57579. This will update automatically
on new commits. Configure
[here](https://cursor.com/dashboard?tab=bugbot).</sup>
<!-- /CURSOR_SUMMARY -->

---------

Signed-off-by: dan437 <80175477+dan437@users.noreply.github.com>

Author: dan437

app/components/Views/confirmations/components/rows/receive-row/receive-row.tsx

@@ -42,8 +42,12 @@ export function ReceiveRow({ inputAmountUsd }: ReceiveRowProps) {
     const targetNetworkFee = new BigNumber(
       totals.fees?.targetNetwork?.usd ?? 0,
     );
+    const metaMaskFee = new BigNumber(totals.fees?.metaMask?.usd ?? 0);
 
-    const totalFees = providerFee.plus(sourceNetworkFee).plus(targetNetworkFee);
+    const totalFees = providerFee
+      .plus(sourceNetworkFee)
+      .plus(targetNetworkFee)
+      .plus(metaMaskFee);
     const youReceive = inputUsd.minus(totalFees);
     return formatFiat(youReceive.isPositive() ? youReceive : new BigNumber(0));
   }, [totals, formatFiat, inputAmountUsd]);

app/util/logs/__snapshots__/index.test.ts.snap

@@ -47,6 +47,7 @@ exports[`logs :: generateStateLogs Sanitized SeedlessOnboardingController State
         "assetsInfo": {},
         "assetsPrice": {},
         "customAssets": {},
+        "selectedCurrency": "usd",
       },
       "AuthenticationController": {
         "isSignedIn": false,
@@ -911,6 +912,7 @@ exports[`logs :: generateStateLogs generates a valid json export 1`] = `
         "assetsInfo": {},
         "assetsPrice": {},
         "customAssets": {},
+        "selectedCurrency": "usd",
       },
       "AuthenticationController": {
         "isSignedIn": false,

app/util/test/initial-background-state.json

@@ -469,7 +469,8 @@
     "assetsBalance": {},
     "assetsInfo": {},
     "assetsPrice": {},
-    "customAssets": {}
+    "customAssets": {},
+    "selectedCurrency": "usd"
   },
   "PermissionController": {
     "subjects": {}

package.json

@@ -309,7 +309,7 @@
     "@metamask/swappable-obj-proxy": "^2.1.0",
     "@metamask/swaps-controller": "^15.0.0",
     "@metamask/transaction-controller": "^62.19.0",
-    "@metamask/transaction-pay-controller": "^16.4.0",
+    "@metamask/transaction-pay-controller": "^16.5.0",
     "@metamask/tron-wallet-snap": "1.22.1",
     "@metamask/utils": "^11.8.1",
     "@myx-trade/sdk": "^0.1.265",