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Merge pull request #273538 from bandersmsft/pay-bill
MCM - Update Pay-bill for Sri Harsha
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articles/cost-management-billing/understand/pay-bill.md

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@@ -7,7 +7,7 @@ ms.reviewer: lishepar
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ms.service: cost-management-billing
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ms.subservice: billing
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ms.topic: how-to
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ms.date: 01/08/2024
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ms.date: 04/26/2024
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ms.author: banders
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---
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If you signed up for Azure through a Microsoft representative, then your default payment method is always set to *wire transfer*. Automatic credit card payment isn't an option if you signed up for Azure through a Microsoft representative. Instead, you can [pay with a credit card for individual invoices](#pay-now-in-the-azure-portal).
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If you have a Microsoft Online Services Program account, your default payment method is credit card. Payments are normally automatically deducted from your credit card, but you can also make one-time payments manually by credit card.
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If you have a Microsoft Online Services Program account, your default payment method is credit card. Normally, payments are automatically deducted from your credit card, but you can also make one-time payments manually by credit card.
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If you have Azure credits, they automatically apply to your invoice each billing period.
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**The Reserve Bank of India has issued new directives.**
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As of October 2021, automatic payments in India may block some credit card transactions, especially transactions exceeding 5,000 INR. Because of this situation, you may need to make payments manually in the Azure portal. This directive doesn't affect the total amount you're charged for your Azure usage.
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As of October 2021, automatic payments in India might block some credit card transactions, especially transactions exceeding 5,000 INR. Because of this situation, you might need to make payments manually in the Azure portal. This directive doesn't affect the total amount you're charged for your Azure usage.
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As of June 2022, The Reserve Bank of India (RBI) increased the limit of e-mandates on cards for recurring payments from INR 5,000 to INR 15,000.
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[Learn more about the Reserve Bank of India directive; Processing of e-mandate on cards for recurring transactions](https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=11668&Mode=0)
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[Learn more about the Reserve Bank of India directive; Processing of e-mandate on cards for recurring transactions.](https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=11668&Mode=0)
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As of September 2022, Microsoft and other online merchants no longer stores credit card information. To comply with this regulation, Microsoft removed all stored card details from Microsoft Azure. To avoid service interruption, you need to add and verify your payment method to make a payment in the Azure portal for all invoices.
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[Learn about the Reserve Bank of India directive; Restriction on storage of actual card data](https://rbidocs.rbi.org.in/rdocs/notification/PDFs/DPSSC09B09841EF3746A0A7DC4783AC90C8F3.PDF)
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[Learn about the Reserve Bank of India directive; Restriction on storage of actual card data.](https://rbidocs.rbi.org.in/rdocs/notification/PDFs/DPSSC09B09841EF3746A0A7DC4783AC90C8F3.PDF)
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### UPI and NetBanking payment options
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2. Select UPI / NetBanking.
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3. You're redirected to a payment partner, like Billdesk, where you can choose your payment method.
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4. You’re redirected to your bank's website where you can process the payment.
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5. Wait until the payment completes in your UPI app then return to the Azure portal and then select **Complete**. Don't close your browser until the payment is complete.
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After you submit the payment, allow time for the payment to appear in the Azure portal.
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### Credit or debit card
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If the default payment method for your billing profile is a credit or debit card, it's automatically charged each billing period.
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If the default payment method for your billing profile is a credit or debit card, it automatically gets charged each billing period.
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If your automatic credit or debit card charge gets declined for any reason, you can make a one-time payment with a credit or debit card in the Azure portal using **Pay now**.
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#### Bank details used to send wire transfer payments
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<a name="wire-bank-details"></a>
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If your default payment method is wire transfer, check your invoice for payment instructions. Find payment instructions for your country or region in the following list.
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If your default payment method is wire transfer, check your invoice for payment instructions. Find payment instructions for your country/region in the following list.
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> [!div class="op_single_selector"]
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> - **Choose your country or region**

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