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`embed Why Use Budgeting Tools? graphic`
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Do you ever feel like managing money is a big challenge, especially when you're trying to save for something exciting? What if there were apps, games, and tools that made it easy—and even fun—to keep track of your money and reach your goals?
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Do you ever feel like managing money is a large challenge, especially when you're trying to save for something exciting? What if there were apps, games, and tools that made it easy—and even fun—to keep track of your money and reach your goals?
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In this lesson, we'll dive into a world of budgeting tools designed just for you. These tools aren't about boring spreadsheets (unless you love those!). Instead, they're interactive, colorful, and sometimes feel like playing a game. From tracking how much you're spending on snacks to setting up savings for a big purchase, these tools can make money management a breeze.
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In this lesson, we dive into a world of budgeting tools designed just for you. These tools aren't about boring spreadsheets (unless you love those!). Instead, they're interactive, colorful, and sometimes feel like playing a game. From tracking how much you're spending on snacks to setting up savings for a significant purchase, these tools can make money management a breeze.
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You'll get to explore apps, websites, and even board games that teach budgeting skills. By the end of this lesson, you'll have the knowledge to choose a tool that matches your style and helps you stay in control of your money.
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You get to explore apps, websites, and even board games that teach budgeting skills. By the end of this lesson, you have the knowledge to choose a tool that matches your style and helps you stay in control of your money.
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Reflection Activity:
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Think about your favorite apps or games. Have you ever used any of them to save or track your spending? How might a budgeting tool make saving for something fun and easy?
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Think about your favorite apps or games. Did you ever use any of them to save or track your spending? How might a budgeting tool make saving for something fun and easy?

learn-pr/philanthropies/choose-budgeting-tool/includes/3-explore-budgeting-tools.md

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1. **Budgeting Apps**:
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- YNAB for Teens: Learn budgeting skills interactively.
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- Goodbudget: Digital envelope budgeting for teens and families.
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- Good budget: Digital envelope budgeting for teens and families.
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1. **Interactive Websites**:
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Out of the tools listed, choose three to explore. Focus on the features that stand out to you:
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Out of the tools listed. Choose three to explore. Focus on the features that stand out to you:
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- What makes the tool fun or engaging?
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- Does it help you save, track spending, or set goals?
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- Would you use this tool regularly?
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Interactive Activity:
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Try one tool and create a sample budget, using your chosen career salary. See how easy it is to track pretend expenses or savings goals. Reflect on its usability and effectiveness.
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Try one tool and create a sample budget, using your chosen career salary. See how easy it's to track pretend expenses or savings goals. Reflect on its usability and effectiveness.

learn-pr/philanthropies/choose-budgeting-tool/includes/5-choosing-your-favorite-reflecting.md

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1. **Choose a Budgeting Tool to Feature**
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- Pick a budgeting tool you like (e.g., **Mint, YNAB, EveryDollar, Microsoft Excel**).
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- Pick a budgeting tool you like (for example, **Mint, YNAB, EveryDollar, Microsoft Excel**).
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- Add the tool's **name** and a **brief description** of what it does.
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1. **Highlight Key Features**
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Ask Copilot Activity:
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1. Open Microsoft Copilot.
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1. Identify the budgeting app you are currently using or interested in exploring.
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1. Ask Copilot: "What are some additional budgeting tools or features in [chosen app] that I might not have explored?"
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1. Identify the budgeting app you're currently using or interested in exploring.
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1. Ask Copilot: "What are some additional budgeting tools or features in the [chosen app] that I might not explore?"
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1. Review the features Copilot provides, such as savings trackers, spending alerts, or goal-setting tools.
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1. Ask Copilot: "How can these features help me manage my money better?"
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1. Look up the features in your app and explore how to activate or use them.

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