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1 | 1 | `embed Introduction to Budgeting for Students video`
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| -Have you ever wanted to buy something but didn't have enough money? What if you could make a plan that helps you stretch your money further? That's what budgeting is all about! Today, we'll learn some easy ways to take control of your money, so you can learn how to cover your needs, avoid those "uh-oh" moments when you're out of cash, and even save up for something special. Let's find out how you can start making smart choices with your money today! |
| 3 | +Have you ever wanted to buy something but didn't have enough money? What if you could make a plan that helps you stretch your money further? That's what budgeting is all about! Today, we learn some easy ways to take control of your money, so you can learn how to cover your needs, avoid those "uh-oh" moments when you're out of cash, and even save up for something special. Let's find out how you can start making smart choices with your money today! |
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5 | 5 | Reflection Activity: Think about when you get money, how do you spend it? Have you ever planned what to do with your money ahead of time?
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| -Budgeting is like having a game plan for your money. Imagine you have a limited amount of money, like your allowance or money you've saved from gifts. Without a plan, it's easy to spend it all on things you want right now, like snacks or video games, and then find yourself with nothing left when you need to save for something bigger, like a new bike or a new phone. |
| 7 | +Budgeting is like having a game plan for your money. Imagine you have a limited amount of money, like your allowance or money you've saved from gifts. Without a plan, it's easy to spend it all on things you want right now, like snacks or video games, and then find yourself with nothing left when you need to save for something bigger, like a new bike, or a new phone. |
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9 | 9 | Here's how budgeting can help you make smart choices and reach your money goals:
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| -- **Know Where Your Money Goes:** When you budget, you can see exactly how much money you have and where it's going. It helps you keep track, so you don't accidentally spend too much on small things, like snacks, and have nothing left for the big stuff you really want. |
| 11 | +- **Know Where Your Money Goes:** When you budget, you can see exactly how much money you have and where it's going. It helps you keep track, so you don't accidentally spend too much on small things, like snacks, and have nothing left for the large stuff you really want. |
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13 | 13 | - **Decide What's Important:** Budgeting helps you make choices. If you want a new game, a bike, or something else, your budget helps you set aside money for it. That way, you're making sure your money goes toward the things that matter most to you.
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| -- **Stop Impulse Spending:** Ever buy something just because it looked cool, but then later wish you hadn't? A budget helps you think before you spend. It makes it easier to say, “Do I really need this right now, or should I save my money for something better?” |
| 15 | +- **Stop Impulse Spending:** Ever buy something just because it looked cool, but then later wish you hadn't? A budget helps you think before you spend. It makes it easier to say, "Do I really need this right now, or should I save my money for something better?" |
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17 | 17 | - **Be Ready for Surprises:** Sometimes unexpected things come up, like needing extra money for a school trip or supplies. With a budget, you can put a little money aside for surprises, so you're not caught off guard.
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| -- **Feel in Control:** When you budget, you're the boss of your money! You get to decide what to do with it, instead of wondering where it all went. You'll feel good knowing you're making smart choices and getting closer to your goals. |
| 19 | +- **Feel in Control:** When you budget, you're the boss of your money! You get to decide what to do with it, instead of wondering where it all went. You feel good knowing you're making smart choices and getting closer to your goals. |
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| -So, budgeting isn't just about saving—it's about making sure your money helps you get what you really want in the long run. It's like a game plan that helps you be smart with your money. It's all about making sure you have enough for what you need and saving up for what you really want rather that's now or in the future! |
| 21 | +So, budgeting isn't just about saving—it's about making sure your money helps you get what you really want in the end. It's like a game plan that helps you be smart with your money. It's all about making sure you have enough for what you need and saving up for what you really want rather that's now or in the future! |
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