Merge pull request #49840 from Albertyang0/NEW-create-personalized-savings-plan

JamesJBarnett · web-flow · commit d2e21a9be020 · 2025-04-02T15:44:29.000-07:00
Markdown Conversion - Module 4 - Create a personalized savings plan to work toward a financial goal
diff --git a/learn-pr/philanthropies/create-personalized-savings-plan/1-introduction.yml b/learn-pr/philanthropies/create-personalized-savings-plan/1-introduction.yml
@@ -0,0 +1,13 @@
+### YamlMime:ModuleUnit
+uid: learn.philanthropies.create-personalized-savings-plan.introduction
+title: Introduction to saving
+metadata:
+  title: Introduction to Saving
+  description: This content is a part of the Create a personalized savings plan to work toward a financial goal.
+  ms.date: 04/02/2025
+  author: kprks
+  ms.author: v-kperkes
+  ms.topic: unit
+durationInMinutes: 7
+content: |
+  [!include[](includes/1-introduction.md)]
diff --git a/learn-pr/philanthropies/create-personalized-savings-plan/2-why-saving-money-important.yml b/learn-pr/philanthropies/create-personalized-savings-plan/2-why-saving-money-important.yml
@@ -0,0 +1,13 @@
+### YamlMime:ModuleUnit
+uid: learn.philanthropies.create-personalized-savings-plan.why-saving-money-important
+title: Why saving money is important
+metadata:
+  title: Why Saving Money is Important
+  description: This content is a part of the Create a personalized savings plan to work toward a financial goal.
+  ms.date: 04/02/2025
+  author: kprks
+  ms.author: v-kperkes
+  ms.topic: unit
+durationInMinutes: 10
+content: |
+  [!include[](includes/2-why-saving-money-important.md)]
diff --git a/learn-pr/philanthropies/create-personalized-savings-plan/3-exploring-different-saving-strategies.yml b/learn-pr/philanthropies/create-personalized-savings-plan/3-exploring-different-saving-strategies.yml
@@ -0,0 +1,13 @@
+### YamlMime:ModuleUnit
+uid: learn.philanthropies.create-personalized-savings-plan.exploring-different-saving-strategies
+title: Exploring different saving strategies
+metadata:
+  title: Exploring Different Saving Strategies
+  description: This content is a part of the Create a personalized savings plan to work toward a financial goal.
+  ms.date: 04/02/2025
+  author: kprks
+  ms.author: v-kperkes
+  ms.topic: unit
+durationInMinutes: 15
+content: |
+  [!include[](includes/3-exploring-different-saving-strategies.md)]
diff --git a/learn-pr/philanthropies/create-personalized-savings-plan/4-developing-practical-saving-skills.yml b/learn-pr/philanthropies/create-personalized-savings-plan/4-developing-practical-saving-skills.yml
@@ -0,0 +1,13 @@
+### YamlMime:ModuleUnit
+uid: learn.philanthropies.create-personalized-savings-plan.developing-practical-saving-skills
+title: Developing practical saving skills
+metadata:
+  title: Developing Practical Saving Skills
+  description: This content is a part of the Create a personalized savings plan to work toward a financial goal.
+  ms.date: 04/02/2025
+  author: kprks
+  ms.author: v-kperkes
+  ms.topic: unit
+durationInMinutes: 15
+content: |
+  [!include[](includes/4-developing-practical-saving-skills.md)]
diff --git a/learn-pr/philanthropies/create-personalized-savings-plan/5-creating-your-personal-savings-plan.yml b/learn-pr/philanthropies/create-personalized-savings-plan/5-creating-your-personal-savings-plan.yml
@@ -0,0 +1,13 @@
+### YamlMime:ModuleUnit
+uid: learn.philanthropies.create-personalized-savings-plan.creating-your-personal-savings-plan
+title: Creating your personal savings plan
+metadata:
+  title: Creating Your Personal Savings Plan
+  description: This content is a part of the Create a personalized savings plan to work toward a financial goal.
+  ms.date: 04/02/2025
+  author: kprks
+  ms.author: v-kperkes
+  ms.topic: unit
+durationInMinutes: 20
+content: |
+  [!include[](includes/5-creating-your-personal-savings-plan.md)]
diff --git a/learn-pr/philanthropies/create-personalized-savings-plan/6-knowledge-check.yml b/learn-pr/philanthropies/create-personalized-savings-plan/6-knowledge-check.yml
@@ -0,0 +1,73 @@
+### YamlMime:ModuleUnit
+uid: learn.philanthropies.create-personalized-savings-plan.knowledge-check
+title: Knowledge check
+metadata:
+  title: Knowledge check
+  description: Answer the following questions to see what you learned.
+  ms.date: 04/02/2025
+  author: kprks
+  ms.author: v-kperkes
+  ms.topic: unit
+durationInMinutes: 5
+quiz:
+  title: Knowledge check
+  questions:
+  - content: Why is saving money important?
+    choices:
+    - content: It guarantees you always have enough money.
+      isCorrect: false
+      explanation: Incorrect. Saving helps prepare, but it doesn't guarantee this.
+    - content: It helps you be ready for future goals and unexpected expenses.
+      isCorrect: true
+      explanation: Correct! Saving builds financial security.
+    - content: It means you can stop budgeting.
+      isCorrect: false
+      explanation: Incorrect. Saving is part of budgeting, not a replacement.
+    - content: It lets you spend money freely.
+      isCorrect: false
+      explanation: Incorrect. Saving helps you spend wisely, not freely.
+
+  - content: Which saving strategy involves automatically transferring money into savings?
+    choices:
+    - content: Goal-Based Saving
+      isCorrect: false
+      explanation: Incorrect. This strategy focuses on setting goals.
+    - content: Piggy Bank Method 
+      isCorrect: false
+      explanation: Incorrect. This is about saving loose change.
+    - content: Automatic Savings 
+      isCorrect: true
+      explanation: Correct! This strategy ensures consistent saving.
+    - content: Savings Account
+      isCorrect: false
+      explanation: Incorrect. This involves storing money in a bank but not necessarily automatic transfers.
+
+  - content: What is one benefit of having a savings account?
+    choices:
+    - content: You can spend more money.
+      isCorrect: false
+      explanation: Incorrect. Savings accounts are for storing, not spending.
+    - content: Your money earns interest.
+      isCorrect: true
+      explanation: Correct! Savings accounts help your money grow.
+    - content: You don't need a saving plan. 
+      isCorrect: false
+      explanation: Incorrect. Savings accounts work best with a plan.
+    - content: It's easier to spend money quickly.
+      isCorrect: false
+      explanation: Incorrect. Savings accounts discourage impulsive spending.
+
+  - content: What is a key skill for sticking to a savings plan?
+    choices:
+    - content: Spending as much as possible. 
+      isCorrect: false
+      explanation: Incorrect. Saving requires reducing unnecessary spending.
+    - content: Consistency in saving money. 
+      isCorrect: true
+      explanation: Correct! Regular saving is essential for success.
+    - content: Relying on others to save for you. 
+      isCorrect: false
+      explanation: Incorrect. Saving is your responsibility.
+    - content: Ignoring your financial goals.
+      isCorrect: false
+      explanation: Incorrect. Goals motivate saving.
diff --git a/learn-pr/philanthropies/create-personalized-savings-plan/7-summary.yml b/learn-pr/philanthropies/create-personalized-savings-plan/7-summary.yml
@@ -0,0 +1,13 @@
+### YamlMime:ModuleUnit
+uid: learn.philanthropies.create-personalized-savings-plan.summary
+title: Summary
+metadata:
+  title: Summary
+  description: This content is a part of the Create a personalized savings plan to work toward a financial goal.
+  ms.date: 04/02/2025
+  author: kprks
+  ms.author: v-kperkes
+  ms.topic: unit
+durationInMinutes: 2
+content: |
+  [!include[](includes/7-Summary.md)]
diff --git a/learn-pr/philanthropies/create-personalized-savings-plan/includes/1-introduction.md b/learn-pr/philanthropies/create-personalized-savings-plan/includes/1-introduction.md
@@ -0,0 +1,9 @@
+`embed Building a Strong Financial Foundation video`
+
+Saving money isn't just about putting away what's left over—it's about making a plan to reach the goals that matter most to you. Whether you're saving for a game, a school trip, or something bigger like college, having a strategy can make it easier to stick to your plan and achieve what you want.
+
+Think about a time you saved up for something special. How did it feel when you finally reached your goal? Saving is like a gift you give yourself in the future—it helps you have what you need when you need it most.
+
+In this lesson, we explore different ways to save money that are both simple and fun. From using a piggy bank to setting up an automatic savings account, you learn how to pick the strategy that works best for your goals and personality. Let's get started on building smart saving habits today!
+
+Reflection Activity: Have you ever tried saving for something? Was it easy or hard? What could have made it easier?
diff --git a/learn-pr/philanthropies/create-personalized-savings-plan/includes/2-why-saving-money-important.md b/learn-pr/philanthropies/create-personalized-savings-plan/includes/2-why-saving-money-important.md
@@ -0,0 +1,5 @@
+Saving money gives you more control and freedom over your future. It helps you prepare for surprises, like needing money for a project or replacing something that broke and allows you to work toward bigger goals like a vacation, college, or even an emergency fund.
+
+When you save, you're creating options for yourself. You can choose how and when to use your money, which makes life less stressful and more exciting. Saving isn't just about having more—it's about being ready for opportunities when they come your way.
+
+`embed Why Save Money? graphic`
diff --git a/learn-pr/philanthropies/create-personalized-savings-plan/includes/3-exploring-different-saving-strategies.md b/learn-pr/philanthropies/create-personalized-savings-plan/includes/3-exploring-different-saving-strategies.md
@@ -0,0 +1,12 @@
+Here are some popular saving strategies to help you get started:
+
+- **Piggy Bank Method**: Collect loose change or small amounts of money regularly.
+- **Savings Account**: Use a bank account to safely store money and earn interest.
+- **Goal-Based Saving**: Decide on specific goals and set aside money just for those goals.
+- **Automatic Savings**: Automatically transfer money into savings so you don't have to think about it.
+
+Each method has unique benefits. For example, a piggy bank is great for quick savings, while a savings account offers security and helps your money grow with interest. Goal-based saving keeps you focused, and automatic savings ensure consistency.
+
+Reflection Activity: Explore which strategy fits your goals best. Which one would you use for short-term goals? What about long-term ones?
+
+`embed Saving Strategies graphic`
diff --git a/learn-pr/philanthropies/create-personalized-savings-plan/includes/4-developing-practical-saving-skills.md b/learn-pr/philanthropies/create-personalized-savings-plan/includes/4-developing-practical-saving-skills.md
@@ -0,0 +1,23 @@
+Let's practice saving! Think of a goal you'd like to achieve—maybe a new gadget or a trip. Consider:
+
+- How much do you need to save?
+- How long do you have to save?
+- Which strategy will help you get there?
+
+Ask Copilot Activity: 
+
+1. Open Microsoft Copilot.
+
+1. Prompt Copilot to map out a savings plan using one or more strategies by typing "I want to save for [insert your goal, for example, a new phone, a bike, or a trip]. Can you help me create a savings plan using one or more budgeting strategies?"
+
+1. Review Copilot's suggested plan.
+
+1. Test different strategies.
+
+   - Ask Copilot: "Can you show me a savings plan using the 50/30/20 rule?"
+   - Then try: "What if I used the Pay-Yourself-First method instead?"
+   - Compare how different methods affect your savings timeline.
+
+1. Try different adjustments to see how small changes can help you reach your goal faster.
+
+   - Ask Copilot: "What happens if I save an extra five dollars per week?"
diff --git a/learn-pr/philanthropies/create-personalized-savings-plan/includes/5-creating-your-personal-savings-plan.md b/learn-pr/philanthropies/create-personalized-savings-plan/includes/5-creating-your-personal-savings-plan.md
@@ -0,0 +1,66 @@
+Now it's time to put everything together and create your own personal saving plan! Start by picking one of your financial goals, like saving for something you really want. Create a personalized saving plan for your goal. Use this structure:
+
+- **Goal Amount**: How much money do you want to save?
+- **Timeframe**: When do you want to reach your goal?
+- **Saving Strategy**: Which method will you use?
+- **Adjustments**: What changes will you make to stick to your plan?
+
+Be honest about what adjustments you might need to make. As you work on your plan, remember to think about the importance of staying consistent. Saving isn't always easy, but having a clear plan can help keep you on track. Once you've created your plan, reflect on how it feels to have a roadmap to your goal. Does it feel more achievable now? Keep your plan somewhere you can see it often to remind yourself of what you're working towards!
+
+Reflection Activity: Think about how your plan makes your goal feel achievable. How does having a plan motivate you to stick with saving?
+
+Interactive Activity: 
+
+1. **Open Microsoft Designer**
+
+     - Go to [Microsoft Designer](https://designer.microsoft.com/) and log in with your Microsoft account.
+
+1. **Create a New Savings Tracker Design**
+
+     - Choose **“Start from scratch”** or search for **“Savings Tracker”** in the template library.
+     - Select a layout that fits a **progress bar, chart, or grid**.
+
+1. **Set Your Savings Goal**
+
+   - Decide on a savings target, such as:
+
+     - **New Bike**
+     - **Trip or Vacation**
+     - **Gaming Console**
+
+   - Add a title and **brief description** of your goal.
+
+1. **Design Your Progress Tracker**
+
+   - Create a **progress bar, pie chart, or milestone grid** to track your savings.
+   - Label key checkpoints with dollar amounts (e.g., **$50, $100, $200**).
+   - Use **color coding** to show progress toward your goal.
+
+1. **Customize with AI-Powered Visuals**
+
+   - Add **fun icons, images, or stickers** representing your goal to make tracking more engaging.
+   - Use **Microsoft Designer's AI-generated elements** to enhance your design.
+
+1. **Include a Space for Updates**
+
+   - Add a **write-in section** or editable area where you can update savings progress regularly.
+   - Consider using a **checklist** to mark off milestones.
+
+1.  **Review & Save**
+
+    - Ensure your tracker is **clear, motivating, and easy to update**.
+    - Click **Download** or **Save to OneDrive** for future use.
+
+Saving money is about building habits that make your financial future stronger. It's not always easy, but small, consistent steps add up over time. Whether you use a piggy bank or a bank account, the key is to find a strategy that works for you and stick with it.
+
+Ask Copilot Activity:
+
+1. Open Microsoft Copilot.
+1. Prompt Copilot to find a new saving strategy or tool by typing "Can you suggest a saving strategy or a budgeting app with a built-in savings tracker?"
+1. Review Copilot's suggestions and pick one strategy to explore.
+1. Ask Copilot how it can help you save more effectively by typing "How can this strategy or tool help me save more effectively?"
+1. Explore the recommended tool.
+   - If it's an app, visit its official website, read reviews, or  check its features.
+   - If it's a saving strategy, research how it works and how t- apply it in real life.
+
+Saving isn't just about setting money aside—it's about creating opportunities for yourself. Let's keep practicing and building those habits!
diff --git a/learn-pr/philanthropies/create-personalized-savings-plan/includes/6-knowledge-check.md b/learn-pr/philanthropies/create-personalized-savings-plan/includes/6-knowledge-check.md
@@ -0,0 +1 @@
+Choose the best response for each question. 
diff --git a/learn-pr/philanthropies/create-personalized-savings-plan/includes/7-summary.md b/learn-pr/philanthropies/create-personalized-savings-plan/includes/7-summary.md
@@ -0,0 +1,7 @@
+In this module, you learned about the importance of saving money and how to create a personalized savings plan to reach your financial goals. Here's what we covered:
+
+- Understand why saving money is essential for achieving future goals.
+- Explore various saving strategies and their benefits.
+- Practice saving skills to develop effective saving habits. 
+
+By applying these saving strategies, you can take control of your money, build strong financial habits, and make your financial goals a reality. 
diff --git a/learn-pr/philanthropies/create-personalized-savings-plan/index.yml b/learn-pr/philanthropies/create-personalized-savings-plan/index.yml
@@ -0,0 +1,37 @@
+### YamlMime:Module
+uid: learn.philanthropies.create-personalized-savings-plan
+
+metadata:
+  title: Create a personalized savings plan to work toward a financial goal
+  description: Learn how to build a strong financial foundation by exploring practical saving strategies. Discover how small steps today can lead to achieving large goals tomorrow.
+  ms.date: 04/02/2025
+  author: kprks
+  ms.author: v-kperkes
+  ms.topic: module
+  ms.service: artificial-intelligence
+
+title: Create a personalized savings plan to work toward a financial goal
+summary: This module introduces students to the importance of saving and various strategies to help them save effectively. By the end, students have a personalized saving plan to help them reach their goals and build long-term financial habits.
+
+abstract: |
+  - Understand why saving money is essential for achieving future goals.
+  - Explore various saving strategies and their benefits.
+  - Practice saving skills to develop effective saving habits.
+prerequisites: Access to Microsoft Designer and Microsoft Copilot.
+products:
+  - azure
+iconUrl: /training/achievements/create-personalized-savings-plan.svg
+levels:
+- beginner
+roles:
+- student
+units:
+- learn.philanthropies.create-personalized-savings-plan.introduction
+- learn.philanthropies.create-personalized-savings-plan.why-saving-money-important
+- learn.philanthropies.create-personalized-savings-plan.exploring-different-saving-strategies
+- learn.philanthropies.create-personalized-savings-plan.developing-practical-saving-skills
+- learn.philanthropies.create-personalized-savings-plan.creating-your-personal-savings-plan
+- learn.philanthropies.create-personalized-savings-plan.knowledge-check
+- learn.philanthropies.create-personalized-savings-plan.summary
+badge:
+  uid: learn.philanthropies.create-personalized-savings-plan.badge
