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Update Kraken Terms of Service
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Kraken/Terms of Service.md

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7. _Payment of Fees; Default._
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1. Fees charged on and in connection with any Margin Extension shall be at the applicable rates and methods of computation specified in the [Fee Schedule](https://www.kraken.com/en-us/features/fee-schedule) (the “Margin Fees”). If the Margin Fees on any Margin Extension made under these Terms exceeds the maximum rates Payward may charge under applicable law, the parties hereto agree that the Margin Fees shall be reduced automatically to the maximum rates Payward may charge under applicable law.
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1. Fees charged on and in connection with any Margin Extension shall be at the applicable rates and methods of computation specified in the [Fee Schedule](https://www.kraken.com/features/fee-schedule) (the “Margin Fees”). If the Margin Fees on any Margin Extension made under these Terms exceeds the maximum rates Payward may charge under applicable law, the parties hereto agree that the Margin Fees shall be reduced automatically to the maximum rates Payward may charge under applicable law.
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2. Upon your failure to satisfy the Maintenance Margin Requirement, to make any payment of fees when due, including Margin Fees, or to terminate a Margin Extension when required, or upon otherwise materially breaching this Section 7.11, your Margin Extensions shall be immediately due and must be terminated (and any accrued and unpaid fees thereon and any fees and costs of collection must be paid) and, to the extent permitted by applicable law and in addition to any other remedies available to it, Payward, in its sole discretion, may apply the proceeds from the sale of any Digital Assets in your Margin Account, whether such Digital Assets are considered Collateral Assets as defined in the Terms or not, first to the payment of any outstanding fees, commissions, charges or other expenses then due to Payward, and then to the termination of your Margin Extensions. If your Kraken Account balance becomes negative, you agree to pay the amount of Funds owed to Payward within 48 hours. You may not trade on a negative Kraken Account.
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