add presentation

Author: Liongrass

_posts/2023-01-26-vancouver-socratic-09.md

@@ -101,4 +101,4 @@ Please join us for today's Socratic Seminar. A special thank you to our sponsor
 - [Bitcoin Mining in Congo National Park](https://www.technologyreview.com/2023/01/13/1066820/cryptocurrency-bitcoin-mining-congo-virunga-national-park/)
 - [Voltage: Where does the yield come from?](https://voltage.cloud/blog/bitcoin-lightning-network/where-does-lightning-network-yield-come-from/)
 - [Annotated: Sam Bankman-Fried's "FTX Pre-Mortem Overview"](https://www.mollywhite.net/annotations/sbf-ftx-pre-mortem-overview)
-- 
+- [Illegitimate Bitcoin transactions](https://read.pourteaux.xyz/p/illegitimate-bitcoin-transactions)

notes/2023-01_pos.md

@@ -0,0 +1,105 @@
+---
+layout: post
+type: note
+date: "2023-01-26 19:30:00"
+title: "Point of Sale Solutions"
+meetup: /2023-01-26-vancouver-socratic-09
+---
+
+## Requirements
+
+- Lightning payments
+- PoS app or web app
+- Available in Canada
+
+### Payment processors
+
+[IBEX](https://www.ibexpay.io/)
+
+* Maximum payment: US$2,500
+* 0.5% for BTC, 1% for fiat
+* Shopify integration. Super easy to set up! Cool slider for BTC/CAD ratio
+* "Bitcoin Payment Terminal" Ability to set up multiple accounts (e.g. online sales, main location, off-site sales) and multiple terminals, e.g. multiple cashiers or servers
+* [Looks like this, can see recent transactions](https://ibexpay.ibexmercado.com/bpt/6c8fd164-668c-44ba-8035-464d6abb0d92)
+
+[Bitpay](https://bitpay.com/online-payments)
+
+* Great documentation, lots and lots of plugins (Woocommerce, Shopify, Wix, Magento, PrestaShop, etc)
+* Two business days, Minimum settlement: US$2,500
+* No web-checkout app. Requires download of a separate app through AppStore or PlayStore.
+
+[OpenNode](https://www.opennode.com/)
+
+* 1% fee
+* Individual KYC: SSN, Photo ID, Identity confirmation
+* Corporate KYC: SSN, Photo ID, Business Documentation, Beneficial Owner Documentation
+* Create payment requests, make templates, create formal invoices
+* Shopify, BigCommerce, WooCommerce, Magento, PrestaShop, Opencart
+* I was unable to sign up for the web PoS, but I think it exists
+
+[Neutronpay](https://neutronpay.com)
+
+* 1% fee
+* Easy to set up
+* KYC only if you need CAD
+* [Looks like this](https://client.neutronpay.com/payments/irthGsZsezVeth4xeulLCRQyV9l2)
+
+### Wallets with point-of-sale functionality
+
+[Breez](https://breez.technology/)
+
+* Requires some guidance for setup, need to create a beefy channel with inbound capacity at 0.3% cost of the total capacity
+* A bit resource intensive
+
+[CoinOS](https://coinos.io/)
+
+* Made in Vancouver!
+* Lots of cool functionalities: Lightning address, create vouchers, contacts, usernames
+* Need to be logged in to verify that you got paid!
+* Tips go into the same wallet.
+
+### Self-hosted
+
+[BTCPay](https://btcpayserver.org/)
+
+* No fees, no signup. Self-hosted server.
+* Requires some maintenance and technical expertise
+* Costs about US$7 per month on Lunanode
+* Requires some channel management for Lightning
+* [Looks like this](https://we.encrypt.cash/apps/2Tq2HKCX5WCAeecjuCdZWpVZWJg2/pos)
+
+[LNBits](https://lnbits.com/)
+
+* No fees, no signup. Self-hosted server.
+* Requires either channel management for Lightning or a custodial API such as OpenNode or LNPay.
+* Lightning-only
+* Primitive PoS
+* Lots of fun integrations and functionality, such as LNURLp for tips, which can go into a separate wallet
+* [Looks like this](https://fast.laisee.org/tpos/4G3zAC2KKoy2TA82x3FWfg)
+
+### Exchanges
+
+[Bull Bitcoin](https://www.bullbitcoin.com/)
+
+* ~1.5% fee
+* Only verifies email and phone number for amounts lower than CA$1,000 per transaction (CA$10,000 per day)
+* Instant interac transfers
+* Minimum payment CA$25
+
+## Conclusion:
+
+- You're a technically minded business owner who wants to hold their own keys while reliably accepting Bitcoin payments online and offline.
+
+--> **Go run BTCPay!** If you need CAD, go through Bull Bitcoin.
+
+- You want to integrate Bitcoin payments into your online shop and don't want to worry about running a server or manage your own node. You want either BTC or CAD.
+
+--> **Integrate with OpenNode!**
+
+- You run a brick and mortar shop with multiple cashiers or locations. You want CAD or BTC and don't want to worry about servers or nodes.
+
+--> **Sign up with IBEX!**
+
+- You're your own proprietor and sell goods or services in person.
+
+--> **Download Breez** and ask somebody for help setting it up. You can spend your sats directly (e.g. gift cards) or sell through Bull Bitcoin.