@@ -2105,3 +2105,42 @@ Feature: LoanDelinquency
21052105
21062106 When Loan Pay-off is made on "1 September 2024"
21072107 Then Loan's all installments have obligations met
2108+
2109+ @TestRailId:C4130
2110+ Scenario : Verify that paused days are not counted in installment level delinquency
2111+ When Admin sets the business date to "28 May 2025"
2112+ And Admin creates a client with random data
2113+ And Admin creates a fully customized loan with the following data:
2114+ | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
2115+ | LP2_DOWNPAYMENT_ADV_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL_INSTALLMENT_LEVEL_DELINQUENCY | 28 May 2025 | 1000 | 0 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
2116+ And Admin successfully approves the loan on "28 May 2025" with "1000" amount and expected disbursement date on "28 May 2025"
2117+ And Admin successfully disburse the loan on "28 May 2025" with "1000" EUR transaction amount
2118+ # --- Delinquency pause ---
2119+ And Admin sets the business date to "15 June 2025"
2120+ And Admin runs inline COB job for Loan
2121+ And Admin initiate a DELINQUENCY PAUSE with startDate: "17 June 2025" and endDate: "19 August 2025"
2122+ And Admin sets the business date to "01 July 2025"
2123+ And Admin runs inline COB job for Loan
2124+ And Admin sets the business date to "01 August 2025"
2125+ And Admin runs inline COB job for Loan
2126+ And Admin sets the business date to "01 September 2025"
2127+ And Admin runs inline COB job for Loan
2128+ And Admin sets the business date to "01 October 2025"
2129+ And Admin runs inline COB job for Loan
2130+ And Admin sets the business date to "31 October 2025"
2131+ And Admin runs inline COB job for Loan
2132+ Then Delinquency-actions have the following data:
2133+ | action | startDate | endDate |
2134+ | PAUSE | 17 June 2025 | 19 August 2025 |
2135+ And Loan Delinquency pause periods has the following data:
2136+ | active | pausePeriodStart | pausePeriodEnd |
2137+ | false | 17 June 2025 | 19 August 2025 |
2138+ And Loan has the following LOAN level delinquency data:
2139+ | classification | delinquentAmount | delinquentDate | delinquentDays | pastDueDays |
2140+ | RANGE_60 | 875 .0 | 31 May 2025 | 90 | 156 |
2141+ And Loan has the following INSTALLMENT level delinquency data:
2142+ | rangeId | Range | Amount |
2143+ | 1 | RANGE_1 | 125 .00 |
2144+ | 3 | RANGE_30 | 125 .00 |
2145+ | 4 | RANGE_60 | 375 .00 |
2146+ | 5 | RANGE_90 | 250 .00 |
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