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peter-kovacs-dpcadamsaghy
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FINERACT-2265: Progressive Loan - Interest Recalculation fails for - RecalculationRestFrequencyType SameAsRepaymentPeriod - E2E
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‎fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/factory/LoanProductsRequestFactory.java‎

Lines changed: 1 addition & 1 deletion
Original file line numberDiff line numberDiff line change
@@ -1053,7 +1053,7 @@ public PostLoanProductsRequest defaultLoanProductsRequestLP2Emi() {
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.isLinkedToFloatingInterestRates(false)//
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.minInterestRatePerPeriod((double) 0)//
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.interestRatePerPeriod((double) 12)//
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.maxInterestRatePerPeriod((double) 60)//
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.maxInterestRatePerPeriod((double) 90)//
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.interestRateFrequencyType(INTEREST_RATE_FREQUENCY_TYPE_YEAR)//
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.repaymentEvery(15)//
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.repaymentStartDateType(1)//

‎fineract-e2e-tests-runner/src/test/resources/features/EMICalculation.feature‎

Lines changed: 56 additions & 1 deletion
Original file line numberDiff line numberDiff line change
@@ -7835,4 +7835,59 @@ Feature: EMI calculation and repayment schedule checks for interest bearing loan
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| 6 | 61 | 29 October 2023 | | 0.0 | 857.62 | 10.03 | 0.0 | 0.0 | 867.65 | 0.0 | 0.0 | 0.0 | 867.65 |
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Then Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 5000.0 | 206.05 | 0.0 | 0.0 | 5206.05 | 0.0 | 0.0 | 0.0 | 5206.05 |
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| 5000.0 | 206.05 | 0.0 | 0.0 | 5206.05 | 0.0 | 0.0 | 0.0 | 5206.05 |
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@TestRailId:C3622
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Scenario: Verify that RecalculationRestFrequencyType SameAsRepaymentPeriod work as intended in case of minimal amount (0.05 cent) of payments
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When Admin sets the business date to "01 January 2025"
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And Admin creates a client with random data
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And Admin creates a fully customized loan with the following data:
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| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
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| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_SARP_TILL_PRECLOSE | 01 January 2025 | 8000 | 86.42 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
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And Admin successfully approves the loan on "01 January 2025" with "8000" amount and expected disbursement date on "01 January 2025"
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And Admin successfully disburse the loan on "01 January 2025" with "8000" EUR transaction amount
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When Admin runs inline COB job for Loan
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Then Loan Repayment schedule has 6 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2025 | | 8000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2025 | | 6887.3 | 1112.7 | 576.13 | 0.0 | 0.0 | 1688.83 | 0.0 | 0.0 | 0.0 | 1688.83 |
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| 2 | 28 | 01 March 2025 | | 5694.47 | 1192.83 | 496.0 | 0.0 | 0.0 | 1688.83 | 0.0 | 0.0 | 0.0 | 1688.83 |
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| 3 | 31 | 01 April 2025 | | 4415.74 | 1278.73 | 410.1 | 0.0 | 0.0 | 1688.83 | 0.0 | 0.0 | 0.0 | 1688.83 |
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| 4 | 30 | 01 May 2025 | | 3044.92 | 1370.82 | 318.01 | 0.0 | 0.0 | 1688.83 | 0.0 | 0.0 | 0.0 | 1688.83 |
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| 5 | 31 | 01 June 2025 | | 1575.37 | 1469.55 | 219.28 | 0.0 | 0.0 | 1688.83 | 0.0 | 0.0 | 0.0 | 1688.83 |
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| 6 | 30 | 01 July 2025 | | 0.0 | 1575.37 | 113.45 | 0.0 | 0.0 | 1688.82 | 0.0 | 0.0 | 0.0 | 1688.82 |
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And Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 8000.0 | 2132.97 | 0.0 | 0.0 | 10132.97 | 0.0 | 0.0 | 0.0 | 10132.97 |
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And Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
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| 01 January 2025 | Disbursement | 8000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 8000.0 | false | false |
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When Admin sets the business date to "01 February 2025"
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And Customer makes "AUTOPAY" repayment on "01 February 2025" with 0.01 EUR transaction amount
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When Admin runs inline COB job for Loan
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When Admin sets the business date to "01 March 2025"
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And Customer makes "AUTOPAY" repayment on "01 March 2025" with 0.01 EUR transaction amount
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When Admin runs inline COB job for Loan
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When Admin sets the business date to "01 April 2025"
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And Customer makes "AUTOPAY" repayment on "01 April 2025" with 0.01 EUR transaction amount
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When Admin runs inline COB job for Loan
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When Admin sets the business date to "01 May 2025"
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And Customer makes "AUTOPAY" repayment on "01 May 2025" with 0.01 EUR transaction amount
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When Admin runs inline COB job for Loan
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When Admin sets the business date to "01 June 2025"
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And Customer makes "AUTOPAY" repayment on "01 June 2025" with 0.01 EUR transaction amount
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When Admin runs inline COB job for Loan
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When Admin sets the business date to "02 July 2025"
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When Admin runs inline COB job for Loan
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Then Loan Repayment schedule has 6 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2025 | | 8000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2025 | | 6887.3 | 1112.7 | 576.13 | 0.0 | 0.0 | 1688.83 | 0.05 | 0.0 | 0.04 | 1688.78 |
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| 2 | 28 | 01 March 2025 | | 5774.6 | 1112.7 | 576.13 | 0.0 | 0.0 | 1688.83 | 0.0 | 0.0 | 0.0 | 1688.83 |
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| 3 | 31 | 01 April 2025 | | 4661.9 | 1112.7 | 576.13 | 0.0 | 0.0 | 1688.83 | 0.0 | 0.0 | 0.0 | 1688.83 |
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| 4 | 30 | 01 May 2025 | | 3549.2 | 1112.7 | 576.13 | 0.0 | 0.0 | 1688.83 | 0.0 | 0.0 | 0.0 | 1688.83 |
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| 5 | 31 | 01 June 2025 | | 2436.5 | 1112.7 | 576.13 | 0.0 | 0.0 | 1688.83 | 0.0 | 0.0 | 0.0 | 1688.83 |
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| 6 | 30 | 01 July 2025 | | 0.0 | 2436.5 | 576.13 | 0.0 | 0.0 | 3012.63 | 0.0 | 0.0 | 0.0 | 3012.63 |
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And Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 8000.0 | 3456.78 | 0.0 | 0.0 | 11456.78 | 0.05 | 0.0 | 0.04 | 11456.73 |

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