diff --git a/solutions/java/src/splitwise/SplitwiseService.java b/solutions/java/src/splitwise/SplitwiseService.java
index b0a414bc..e32e04b4 100644
--- a/solutions/java/src/splitwise/SplitwiseService.java
+++ b/solutions/java/src/splitwise/SplitwiseService.java
@@ -92,11 +92,11 @@ public void settleBalance(String userId1, String userId2) {
             double balance = user1.getBalances().getOrDefault(key, 0.0);
 
             if (balance > 0) {
-                createTransaction(user1, user2, balance);
+                createTransaction(user2, user1, balance);
                 user1.getBalances().put(key, 0.0);
                 user2.getBalances().put(getBalanceKey(user2, user1), 0.0);
             } else if (balance < 0) {
-                createTransaction(user2, user1, Math.abs(balance));
+                createTransaction(user1, user2, Math.abs(balance));
                 user1.getBalances().put(key, 0.0);
                 user2.getBalances().put(getBalanceKey(user2, user1), 0.0);
             }