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doc: Release notes for default RBF
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doc/release-notes-25610.md

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Wallet
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------
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- The `-walletrbf` startup option will now default to `true`. The
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wallet will now default to opt-in RBF on transactions that it creates.
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Updated RPCs
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------------
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- The `replaceable` option for the `createrawtransaction` and
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`createpsbt` RPCs will now default to `true`. Transactions created
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with these RPCs will default to having opt-in RBF enabled.

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