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<p><strong>The universal API for small business data</strong></p>
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<p>Codat solves the connectivity challenge for developers building the next generation of financial products for small businesses. We're experts in how your application interacts with the other software your customer use, so you can focus on what makes you superior.</p>
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<p><strong>The API for lending and embedded accounting automation</strong></p>
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<p>Codat makes it quicker and easier to build fintech products, like corporate cards, business dashboards, or SMB lending applications, that are integrated with the other systems small businesses use.</p>
> Exciting news! Our first Python library beta release is here, simplifying your development workflow with an effortless build process.
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## Authentication
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Codat uses API keys to control access to the API.
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Codat uses API keys to control access to the API.
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Learn more about authentication and managing API keys [here](https://docs.codat.io/using-the-api/authentication).
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You must keep the API key secret, so make sure it isn't available in publicly accessible areas, such as GitHub and client-side code. Codat recommends the API key is only inserted at release time, and the number of people at your organization with access to your API key is minimised.
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You must keep the API key secret, so make sure it isn't available in publicly accessible areas, such as GitHub and client-side code.
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Codat recommends the API key is only inserted at release time, and the number of people at your organization with access to your API key is minimised.
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Codat expects the API key to be included in all API requests to the server, Base64 encoded within an 'Authorization' header.
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```bash
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Authorization: Basic YOUR_ENCODED_API_KEY
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Authorization: Basic BASE_64_ENCODED(API_KEY)
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```
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### Getting your Authorization Header
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To get your authorization header from the Codat Portal:
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To get your authorization header from the [Codat Portal](https://app.codat.io):
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1. In the navigation bar, click **Developers > API keys**.
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1. In the navigation bar, click [**Developers > API keys**](https://app.codat.io/developers/api-keys).
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2. In the **API Keys** section, copy your authorization header rather than the API key itself.
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## Client Libraries
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|**[Lending](https://github.com/codatio/client-sdk-python/tree/main/lending)**| Make credit decisions backed by enhanced financials, metrics, reports, and data integrity features. |[codat-lending](https://pypi.org/project/codat-lending)|
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|**[Sync for Payroll](https://github.com/codatio/client-sdk-python/tree/main/sync-for-payroll)**| Push payroll to accounting platforms. |[codat-sync-for-payroll](https://pypi.org/project/codat-sync-for-payroll)|
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|**[Sync for Payables](https://github.com/codatio/client-sdk-python/tree/main/sync-for-payables)**| Streamline your customers' accounts payable workflow. |[codat-sync-for-payables](https://pypi.org/project/codat-sync-for-payables)|
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# Lending
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<!-- Start Codat Library Description -->
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<!-- End Codat Library Description -->
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Lending helps you make smarter credit decisions on small businesses by enabling you to pull your customers' latest data from the operating systems they are already using. You can use that data for automating decisioning and surfacing new insights on the customer, all via one API.
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# Banking
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<!-- Start Codat Library Description -->
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<!-- End Codat Library Description -->
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Use Codat's API to connect to your SMB customer's banks and pull up-to-date standardized account and transaction data from their bank accounts via our partner providers.
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