chore: release notes for 5965 with wallet tool improvements

Author: knst

doc/release-notes-5965.md

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+## Wallet Tool Enhancements
+
+This release introduces several improvements and new features to the `dash-wallet` tool, making it more versatile and user-friendly for managing Dash wallets.
+
+### Wallet Version Bump
+
+Wallets created with the `dash-wallet` tool will now utilize the `FEATURE_LATEST` version of wallet which is the HD (Hierarchical Deterministic) wallets with HD chain inside.
+
+### New functionality
+- new command line argument `-descriptors` to enable _experimental_ support of Descriptor wallets. It lets users to create descriptor wallets directly from the command line. This change aims to align the command-line interface with the `createwallet` RPC, promoting the use of descriptor wallets which offer a more robust and flexible way to manage wallet addresses and keys.
+- new command line argument `-usehd` which let to create non-Hierarchical Deterministic (non-HD) wallets with the `wallettool` for compatibility reasons since default version is bumped to HD version
+- new commands `dump` and `createfromdump` have been added, enhancing the wallet's storage migration capabilities. The `dump` command allows for exporting every key-value pair from the wallet as comma-separated hex values, facilitating a storage agnostic dump. Meanwhile, the `createfromdump` command enables the creation of a new wallet file using the records specified in a dump file. These commands are similar to BDB's `db_dump` and `db_load` tools and are crucial for manual wallet file construction for testing or migration purposes.