diff --git a/includes/payment-methods/class-wc-gateway-braspag-creditcard.php b/includes/payment-methods/class-wc-gateway-braspag-creditcard.php
index cdcc6e3..17cc417 100644
--- a/includes/payment-methods/class-wc-gateway-braspag-creditcard.php
+++ b/includes/payment-methods/class-wc-gateway-braspag-creditcard.php
@@ -819,10 +819,11 @@ public function braspag_antifraud_request_builder($cart, $order, $braspag_pagado
      */
     public function braspag_pagador_creditcard_payment_request_antifraud_builder($payment_data, $order, $checkout, $cart)
     {
+        // Antifraud is allowed to run alongside 3DS; only skip when antifraud is
+        // disabled, not configured to send with the Pagador transaction, or SOP is active.
         if (
             'yes' !== $this->antifraud_enabled
             || 'yes' !== $this->antifraud_send_with_pagador_transaction
-            // || 'yes' === $this->auth3ds20_mpi_is_active
             || 'yes' === $this->sop_enabled
         ) {
             return $payment_data;