Add warning about downgrading orgs and suggestion for end of billing cycle

Author: sarahsanders-docker

content/manuals/admin/organization/orgs.md

@@ -108,12 +108,17 @@ configure your organization.
 
 ## Merge organizations
 
+> [!WARNING]
+>
+> If you are merging organizations, it is recommended to do so at the *end* of your billing cycle. When you merge
+an organization and downgrade another, you will lose seats on your downgraded organization. Docker does not offer refunds for downgrades.
+
 If you have multiple organizations that you want to merge into one, complete the following:
 
 1. Based on the number of seats from the secondary organization, [purchase additional seats](../../subscription/manage-seats.md) for the primary organization account that you want to keep.
 2. Manually add users to the primary organization and remove existing users from the secondary organization.
 3. Manually move over your data, including all repositories.
-4. Once you're done moving all of your users and data, [downgrade](../../subscription/change.md) the secondary account to a free subscription.
+4. Once you're done moving all of your users and data, [downgrade](../../subscription/change.md) the secondary account to a free subscription. Note, Docker does not offer refunds for downgrading organizations mid-billing cycle.
 
 > [!TIP]
 >