Create effect-native.md

Author: subtleGradient

.wishes/effect-native.md

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+add reference submodules
+- [email protected]:Effect-TS/effect.git
+- [email protected]:Effect-TS/effect-smol.git
+
+add work submodule
+- [email protected]:effect-native/effect-native.git
+
+add this rule to our AGENTS.md rules:
+
+all typescript work shall be done in our effect-native submodule
+we follow the spec-first workflow defined in effect-native/.specs/AGENTS.md
+
+let's start planning a set of new packages for all this stuff
+especially research/zig-cr/102-proposal-crsqlite-global-mesh.md