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 # Euler Vault Kit
 
 The Euler Vault Kit is a system for constructing credit vaults. Credit vaults are ERC-4626 vaults with added borrowing functionality. Unlike typical ERC-4626 vaults which earn yield by actively investing deposited funds, credit vaults are passive lending pools. See the [whitepaper](https://docs.euler.finance/euler-vault-kit-white-paper/) for more details.