Error when trying to use "Pay by Bank" (UK) payment method with PaymentSheet

[rushabhnavadiya]

I’m trying to show only the Pay by Bank (UK) option in the Stripe PaymentSheet using flutter_stripe, but I keep getting an error when calling presentPaymentSheet.

I can successfully create a payment intent and initialize the sheet, but when presenting it, the app crashes with serialization errors.

Flutter Code

var response = await controller.createPayment(
  amount: 1000,
);

if (response.success) {
  await Stripe.instance.initPaymentSheet(
    paymentSheetParameters: SetupPaymentSheetParameters(
      paymentIntentClientSecret: response.data["clientSecret"].toString(),
      merchantDisplayName: Constants.appName,
      style: ThemeMode.light,
    ),
  );

  final result = await Stripe.instance.presentPaymentSheet();
}

Backend – Node.js Code

const paymentIntent = await stripe.paymentIntents.create({
  amount: finalAmount,
  currency,
  customer: customerId,
  description,
  metadata: metadata,
  payment_method_types: ["pay_by_bank"],
});

Error Logs

W/STRIPE  ( 4506): Error parsing LPMs
W/STRIPE  ( 4506): kotlinx.serialization.SerializationException: com.stripe.android.ui.core.elements.TranslationId does not contain element with name 'upe.labels.pay_by_bank.bank'
...
I/flutter ( 4506): Error from Stripe: None of the requested payment methods (pay_by_bank) are supported.

Expected Behavior

The PaymentSheet should show only the Pay by Bank (UK) option and allow the user to complete payment.

Actual Behavior

PaymentSheet initialization succeeds, but when presenting, it fails with a SerializationException related to pay_by_bank.

Stripe logs say:

Error from Stripe: None of the requested payment methods (pay_by_bank) are supported.

Environment

• flutter_stripe version: 11.5.0
• Flutter version: 3.29.3
• Platform: Android
• Stripe account: UK account with "Pay by Bank" enabled

Notes

• The backend payment intent is created perfectly with payment_method_types: ["pay_by_bank"].
• Other payment methods (like a card) work fine.
• The issue seems specific to Pay by Bank (UK) translation/serialization not being recognized in the SDK.

[remonh87]

Hi thanks for the report. I would recommend contacting stripe about this particular issue. We just build a wrapper around the native sdks and this error is coming form the native sdk. I think some configuration is wrong (probably pay by bank is not added on the dashboard).