Create Agents

[AtHeartEngineer]

• Front desk
  • Agent the user talks to (the receptionist)
  • At the beginning of the conversation the front desk agenct can start asking questions like:
    • What is your name
    • How much do you want to borrow
    • What country do you live in
    • What bank(s) do you use
    • Do you have a job/proof of income
    • Do you have any history of not paying back loans?
    • etc...
• Loan Officer (Executes Contract for Loan)
  • Agent that determines the loan terms based on Credit Checker and Sybil Checker
    • User asks for certain amount of money
    • Loan officer determines if they should give the loan, and at what interest rate
  • Executes loan transaction
  • Have to manage the smart contracts with the money
• Credit Checker (TLSNotary/ZKEmail)
  • Agent that determines "credit" score / net worth / etc
  • Is their bank account negative?
  • Is their utility bill paid?
  • Are their taxes paid?
  • This would be the agent that actually uses the skill(s)
• Sybil Checker (TLSNotary/ZKEmail)
  • Agent that judges how real a person may be
  • Proof of residence / utility bills
  • Proof of bank account / balance
  • Proof they paid taxes
  • Track identities that apply for sybil resistance
    • But try to keep as much info private as possible (hashing identities?)
  • This would be the agent that actually uses the skill(s)
• Fraud Investigator
  • Agent whose sole job is to make sure its not being tricked, very skeptical, any attempts at jailbreaking can blacklist sybil or credit mechanisms used
  • Is their bank legit?
  • Does their country have a lot of fraud?
  • Browser fingerprinting
  • VPN Detection
• Overseer
  • Overall coordination, money manager (the bank owner)