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feat: Add External Credit Bureau Integration MCP Server #21

@niksacdev

Description

@niksacdev

Description

Create an MCP server to integrate with external credit bureaus (Experian, Equifax, TransUnion) for real-time credit checks.

Acceptance Criteria

  • Create credit bureau integration MCP server
  • Support multiple bureau APIs
  • Handle authentication and rate limiting
  • Parse and normalize credit report data
  • Add fallback mechanisms for bureau outages
  • Implement comprehensive error handling

Technical Details

  • Abstract bureau-specific APIs behind common interface
  • Cache responses appropriately (with TTL)
  • Handle soft and hard credit pulls
  • Return standardized credit report format
  • Ensure PCI compliance for data handling

Priority

High - Required for production credit decisions

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