diff --git a/CHANGES.rst b/CHANGES.rst
index 7ac59691..bee2d7db 100644
--- a/CHANGES.rst
+++ b/CHANGES.rst
@@ -1,3 +1,9 @@
+Version 3.1.3
+-------------
+
+- Use ``SQLALCHEMY_ENGINE_OPTIONS`` as default engine options specifically when engine options is not specified in ``SQLALCHEMY_BINDS``. :issue:`1396`
+
+
 Version 3.1.2
 -------------
 
diff --git a/src/flask_sqlalchemy/extension.py b/src/flask_sqlalchemy/extension.py
index ccae54b4..05e36171 100644
--- a/src/flask_sqlalchemy/extension.py
+++ b/src/flask_sqlalchemy/extension.py
@@ -342,6 +342,7 @@ def init_app(self, app: Flask) -> None:
             engine_options[key] = self._engine_options.copy()
 
             if isinstance(value, (str, sa.engine.URL)):
+                engine_options[key].update(basic_engine_options)
                 engine_options[key]["url"] = value
             else:
                 engine_options[key].update(value)