Newgreen/Glossary.html at main · pineappleiceberg/Newgreen · GitHub

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<!DOCTYPE html>
<html xmlns="http://www.w3.org/1999/xhtml" lang="en">
<head>
  <meta charset="UTF-8" />
  <meta name="viewport" content="width=device-width, initial-scale=1" />
  <title>Newgreen Glossary</title>
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    .button
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      margin: 15px;
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    /* CSS end */
  </style>
</head>
<body>
  <!-- HTML start -->
<img src="Design_Assets/logo.png" alt="Newgreen Logo" style="width:75px;height:75px;">
  <div class="button-container">
    <a href="Calendar.html" class="button">
      <img src="Design_Assets/NewGreen_Button_Calendar.png" alt="Newgreen Calendar">
    </a>
    <a href="Calculator.html" class="button">
      <img src="Design_Assets/NewGreen_Button_Calculator.png" alt="Newgreen Calculator">
    </a>
    <a href="Glossary.html" class="button">
      <img src="Design_Assets/NewGreen_Button_Glossary.png" alt="Newgreen Glossary">
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  <div id="amortization" class="termData">
    <h3>Amortization</h3>
    <p>Spreading an intangible asset's value throughout its course. Intangible can be applied to copyrights, trademarks, or patents.</p>
  </div>
  <div id="assets" class="termData">
    <h3>Assets</h3>
    <p>
      Items you can use to further give you value. There are many different types of assets such as: <br/>
      Tangible Assets, which represent physical items like stocks, land, machinery, and anything that is physically present. <br/>
      Intangible Assets, which represent nonphysical terms like copyrights, trademarks, and brands. <br/>
      Current Assets, which are assets that can be exchanged for cash within a certain amount of time. <br/>
      Fixed Assets, can't be exchanged for cash, but they are physical items that are owned and used to generate cash.
    </p>
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  <div id="assetAllocation" class="termData">
    <h3>Asset Allocation</h3>
    <p>A technique where you spread cash across many investments and their classes, such as bonds, stocks, or outright money.</p>
  </div>
  <div id="balanceSheet" class="termData">
    <h3>Balance Sheet</h3>
    <p>
      An equation statement where it shows the financial worth of a company. <br/>
      The equation is: <br/>
      Assets (Cash) = Liabilities + Equity
    </p>
  </div>
  <div id="beneficiary" class="termData">
    <h3>Beneficiary</h3>
    <p>A person or entity receiving benefits.</p>
  </div>
  <div id="benefits" class="termData">
    <h3>Benefits</h3>
    <p>Receiving assets from another party that can be used with a particular service, such as grocery and medical services.</p>
  </div>
  <div id="bonds" class="termData">
    <h3>Bonds</h3>
    <p>Investments made in debt, where individuals let entities borrow their money to be paid back in full or interested payments.</p>
  </div>
  <div id="capitalGain" class="termData">
    <h3>Capital Gain</h3>
    <p>The increase in value an asset has that's larger than the price that was initially paid for.</p>
  </div>
  <div id="capitalLoss" class="termData">
    <h3>Capital Loss</h3>
    <p>The decrease in value an asset has that's larger than the price that was initially paid for.</p>
  </div>
  <div id="capitalMarket" class="termData">
    <h3>Capital Market</h3>
    <p>
      A place where investors participate in trading with assets. <br/>
      There are a lot of participants in the market, including: <br/>
      Companies, who sells borrowed funds and stocks. <br/>
      Mutual funds, where an investor handles the investments of many individuals.<br/>
      Hedge funds, an investor that hedges, lowering risk by buying a stock and lowering the value of a similar stock.
    </p>
  </div>
  <div id="cashFlow" class="termData">
    <h3>Cash Flow</h3>
    <p>The transactions of cash moving in and out of a company, either from business operations, investments, or billing/finances.</p>
  </div>
  <div id="cashFlowState" class="termData">
    <h3>Cash Flow Statement</h3>
    <p>The statement of the company's cash transactions at a point in time, recording the spending and gaining of cash.</p>
  </div>
  <div id="compoundInt" class="termData">
    <h3>Compound Interest</h3>
    <p>The gaining of money that is gained when depositing and keeping the money deposited over time.</p>
  </div>
  <div id="credit" class="termData">
    <h3>Credit</h3>
    <p>Contracted amount of money a borrower can take from a lender that has to be paid later.</p>
  </div>
  <div id="depreciation" class="termData">
    <h3>Depreciation</h3>
    <p>The decrease of an asset's value due to either not being used often or the overuse of it.</p>
  </div>
  <div id="deductible" class="termData">
    <h3>Deductible</h3>
    <p>The expense a person must pay for insurance before the insurance claim can cover the costs.</p>
  </div>
  <div id="downPayment" class="termData">
    <h3>Down Payment</h3>
    <p>It is the initial payment made through a credit purchase.</p>
  </div>
  <div id="ebitda" class="termData">
    <h3>EBITDA</h3>
    <p>
      An acronym that means "Earnings Before Interest, Taxes, Depreciation, and Amortization".<br/>
      It is commonly used to estimate a company's cash flow.
    </p>
  </div>
  <div id="equity" class="termData">
    <h3>Equity</h3>
    <p>The value that belongs to owners after all liabilities and assets are accounted for.</p>
  </div>
  <div id="exchangeRate" class="termData">
    <h3>Exchange Rate</h3>
    <p>
      The comparison of the value of money in one country to another country's. <br/>
      An example would be comparing the USA's USD to Europe's Euros or Japan's Yen.
    </p>
  </div>
  <div id="incomeStatement" class="termData">
    <h3>Income Statement</h3>
    <p>Dispalys the incomes and expenses of the business during a period of time.</p>
  </div>
  <div id="liabilities" class="termData">
    <h3>Liabilities</h3>
    <p>
      An amount of money or assets that you owe others for, which can come in different forms: <br/>
      Current Liabilities: Expenses that are due soon. <br/>
      Long-term Liabilities: Expenses that are paid for over a period of time.
    </p>
  </div>
  <div id="liquity" class="termData">
    <h3>Liquity</h3>
    <p>How quickly an asset can be sold for cash.</p>
  </div>
  <div id="loan" class="termData">
    <h3>Loan</h3>
    <p>Cash or an item that one entity borrows from another that needs to be repaid at some point or the amount that needs to be returned will increase.</p>
  </div>
  <div id="netWorth" class="termData">
    <h3>Net Worth</h3>
    <p>Overall state of financial health, by subtracting your asset value by what you owe.</p>
  </div>
  <div id="profitMargin" class="termData">
    <h3>Profit Margin</h3>
    <p>
      Profitability from the income divided by the revenue generated or sales. This can be broken down into two types:<br/>
      Gross Profit Margin: Profitability coming from a product or series of products. <br/>
      Net Profit Margin: Value/profitability of the entire company.
    </p>
  </div>
  <div id="roI" class="termData">
    <h3>Return on Investment</h3>
    <p>
      The expected value of a project/activity when compared to the cost of investment, is usually represented by a percentage.<br/>
      To get the percentage, the equation is: <br/>
      Return on Investment = [(Income - Cost) / Cost ] * 100
    </p>
  </div>
  <div id="valuation" class="termData">
    <h3>Valuation</h3>
    <p>Evaluating the present worth of an asset and/or company. This is used to decide whether to sell or merge companies or get outside investments.</p>
  </div>
  <div id="workingCapital" class="termData">
    <h3>Working Capital</h3>
    <p>The difference coming from a company's present assets and liabilities.</p>
  </div>

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