Add AML/BSA Compliance Templates for Financial Institutions

[matheusybsen]

Problem:
Comply provides excellent SOC2 compliance templates but lacks templates for AML/BSA (Anti-Money Laundering/Bank Secrecy Act) compliance, which is mandatory for all US financial institutions.

Financial institutions need the same policy generation and ticketing automation that Comply provides for SOC2, but for their AML compliance programs.

Solution:
Add AML/BSA compliance template package:

1. Policy Templates:

   • AML Program Policy (31 CFR 1020.210 requirements)
   • Customer Due Diligence Policy (CDD Rule)
   • Suspicious Activity Reporting Policy
   • Currency Transaction Reporting Policy
   • OFAC Sanctions Screening Policy

2. Procedure Templates:

   • Customer risk rating methodology
   • Enhanced due diligence procedures
   • SAR investigation workflow
   • BSA/AML training requirements
   • Independent testing procedures

3. Ticketing Integration:

   • Schedule quarterly CDD reviews
   • Annual AML training reminders
   • SAR filing deadlines (30/60 day rules)
   • Monthly sanctions list updates

Regulatory Drivers:

• Bank Secrecy Act: Requires written AML program
• 31 CFR 1020.210: Mandates specific program elements
• FinCEN Examination Manual: Details documentation requirements

Template Structure:

# policies/aml-program.md
---
name: Anti-Money Laundering Program
acronym: AML
satisfies:
  BSA: 31 CFR 1020.210
majorRevisions:
  - date: 2025-01-15
    comment: Updated for FinCEN CDD Rule
---

## Purpose
[Financial Institution Name] has implemented an Anti-Money Laundering (AML) Program...

Market Need:

• 8,000+ US banks and credit unions need AML programs
• Comply's automation would reduce AML compliance costs
• Clear product-market fit for financial services

I can help with:

• Drafting AML policy templates aligned with FinCEN guidance
• Defining BSA/AML procedure workflows
• Testing templates against actual bank AML programs