I am a software developer and would love to use terra as a payment processing platform, so I can collect fees for SAAS.
One of the things I wanted to do was also use terra to host blockchain-involved apps on my own servers.
Like, to play games, people could send currency to a specific developer or game-designated wallet and then their wallet address is credited with play credits.
So, I was thinking that URL-encoded API interface would enable further use of the blockchain, as hosted by a node owned by a programmer / developer.