diff --git a/.changeset/few-moments-add.md b/.changeset/few-moments-add.md
new file mode 100644
index 00000000000..a709db25de1
--- /dev/null
+++ b/.changeset/few-moments-add.md
@@ -0,0 +1,5 @@
+---
+"thirdweb": patch
+---
+
+Fixed a regression that prompted the user to pay the full amount in the TransactionWidget, rather than the difference from their current balance
diff --git a/packages/thirdweb/src/react/core/hooks/useTransactionDetails.ts b/packages/thirdweb/src/react/core/hooks/useTransactionDetails.ts
index 64ec52d18d3..a251e954a0a 100644
--- a/packages/thirdweb/src/react/core/hooks/useTransactionDetails.ts
+++ b/packages/thirdweb/src/react/core/hooks/useTransactionDetails.ts
@@ -81,7 +81,7 @@ export function useTransactionDetails({
       const [tokenInfo, gasCostWei] = await Promise.all([
         getToken(
           client,
-          erc20Value ? erc20Value.tokenAddress : NATIVE_TOKEN_ADDRESS,
+          erc20Value?.tokenAddress || NATIVE_TOKEN_ADDRESS,
           transaction.chain.id,
         ).catch(() => null),
         hasSponsoredTransactions
@@ -151,9 +151,11 @@ export function useTransactionDetails({
         chainMetadata.data?.nativeCurrency?.symbol || "ETH";
       const tokenSymbol = tokenInfo?.symbol || nativeTokenSymbol;
 
-      const totalCostWei = erc20Value
-        ? erc20Value.amountWei
-        : (value || 0n) + (gasCostWei || 0n);
+      const totalCostWei =
+        erc20Value &&
+        erc20Value.tokenAddress.toLowerCase() !== NATIVE_TOKEN_ADDRESS
+          ? erc20Value.amountWei
+          : (value || 0n) + (gasCostWei || 0n);
       const totalCost = toTokens(totalCostWei, decimal);
 
       const price = tokenInfo?.prices[currency || "USD"] || 0;
diff --git a/packages/thirdweb/src/react/web/ui/Bridge/TransactionPayment.tsx b/packages/thirdweb/src/react/web/ui/Bridge/TransactionPayment.tsx
index 0bc1e1ce47c..8cae9813e29 100644
--- a/packages/thirdweb/src/react/web/ui/Bridge/TransactionPayment.tsx
+++ b/packages/thirdweb/src/react/web/ui/Bridge/TransactionPayment.tsx
@@ -1,11 +1,15 @@
 "use client";
+import { useQuery } from "@tanstack/react-query";
 import type { Token } from "../../../../bridge/index.js";
 import type { ThirdwebClient } from "../../../../client/client.js";
+import { NATIVE_TOKEN_ADDRESS } from "../../../../constants/addresses.js";
 import {
   type Address,
   getAddress,
   shortenAddress,
 } from "../../../../utils/address.js";
+import { resolvePromisedValue } from "../../../../utils/promise/resolve-promised-value.js";
+import { getWalletBalance } from "../../../../wallets/utils/getWalletBalance.js";
 import { useCustomTheme } from "../../../core/design-system/CustomThemeProvider.js";
 import {
   fontSize,
@@ -77,6 +81,31 @@ export function TransactionPayment({
     wallet,
   });
 
+  // We can't use useWalletBalance here because erc20Value is a possibly async value
+  const { data: userBalance } = useQuery({
+    enabled: !!activeAccount?.address,
+    queryFn: async (): Promise<string> => {
+      if (!activeAccount?.address) {
+        return "0";
+      }
+      const erc20Value = await resolvePromisedValue(
+        uiOptions.transaction.erc20Value,
+      );
+      const walletBalance = await getWalletBalance({
+        address: activeAccount?.address,
+        chain: uiOptions.transaction.chain,
+        tokenAddress:
+          erc20Value?.tokenAddress.toLowerCase() !== NATIVE_TOKEN_ADDRESS
+            ? erc20Value?.tokenAddress
+            : undefined,
+        client,
+      });
+
+      return walletBalance.displayValue;
+    },
+    queryKey: ["user-balance", activeAccount?.address],
+  });
+
   const contractName =
     transactionDataQuery.data?.contractMetadata?.name || "Unknown Contract";
   const functionName =
@@ -327,7 +356,11 @@ export function TransactionPayment({
           onClick={() => {
             if (transactionDataQuery.data?.tokenInfo) {
               onContinue(
-                transactionDataQuery.data.totalCost,
+                Math.max(
+                  0,
+                  Number(transactionDataQuery.data.totalCost) -
+                    Number(userBalance ?? "0"),
+                ).toString(),
                 transactionDataQuery.data.tokenInfo,
                 getAddress(activeAccount.address),
               );
diff --git a/packages/thirdweb/src/react/web/ui/Bridge/payment-selection/FiatProviderSelection.tsx b/packages/thirdweb/src/react/web/ui/Bridge/payment-selection/FiatProviderSelection.tsx
index 48eb6f17cd4..b002c97a7db 100644
--- a/packages/thirdweb/src/react/web/ui/Bridge/payment-selection/FiatProviderSelection.tsx
+++ b/packages/thirdweb/src/react/web/ui/Bridge/payment-selection/FiatProviderSelection.tsx
@@ -3,6 +3,7 @@ import { useMemo } from "react";
 import type { ThirdwebClient } from "../../../../../client/client.js";
 import type { SupportedFiatCurrency } from "../../../../../pay/convert/type.js";
 import { checksumAddress } from "../../../../../utils/address.js";
+import { formatNumber } from "../../../../../utils/formatNumber.js";
 import { toTokens } from "../../../../../utils/units.js";
 import { useCustomTheme } from "../../../../core/design-system/CustomThemeProvider.js";
 import {
@@ -171,9 +172,14 @@ export function FiatProviderSelection({
                         {quote.currency}
                       </Text>
                       <Text color="secondaryText" size="xs">
-                        {toTokens(
-                          quote.destinationAmount,
-                          quote.destinationToken.decimals,
+                        {formatNumber(
+                          Number(
+                            toTokens(
+                              quote.destinationAmount,
+                              quote.destinationToken.decimals,
+                            ),
+                          ),
+                          4,
                         )}{" "}
                         {quote.destinationToken.symbol}
                       </Text>