Prevent "Undefined array key charges_enabled" PHP warning (#4494)

* Guard charges_enabled lookup to avoid PHP warning

* Add changelog entries

Author: malithsen

changelog.txt

@@ -22,6 +22,7 @@
 * Fix - Set default values for custom field options
 * Fix - Enforce rate limiter for failed add payment method attempts
 * Update - Add the number of pending webhooks to the Account status section
+* Fix - Prevent "Undefined array key charges_enabled" PHP warning when determining live‑mode status
 * Update - Deprecate `wc_gateway_stripe_process_payment`, `wc_gateway_stripe_process_redirect_payment` and `wc_gateway_stripe_process_webhook_payment` actions in favour of `wc_gateway_stripe_process_payment_charge`
 
 = 9.6.0 - 2025-07-07 =

includes/admin/class-wc-rest-stripe-account-controller.php

@@ -134,7 +134,7 @@ public function get_account_summary() {
 					'supported' => $this->account->get_supported_store_currencies(),
 				],
 				'country'                  => $account['country'] ?? WC()->countries->get_base_country(),
-				'is_live'                  => WC_Stripe_Mode::is_live() && $account['charges_enabled'] ?? false,
+				'is_live'                  => WC_Stripe_Mode::is_live() && ( $account['charges_enabled'] ?? false ),
 				'test_mode'                => WC_Stripe_Mode::is_test(),
 			]
 		);

readme.txt

@@ -132,6 +132,7 @@ If you get stuck, you can ask for help in the [Plugin Forum](https://wordpress.o
 * Fix - Set default values for custom field options
 * Fix - Enforce rate limiter for failed add payment method attempts
 * Update - Add the number of pending webhooks to the Account status section
+* Fix - Prevent "Undefined array key charges_enabled" PHP warning when determining live‑mode status
 * Update - Deprecate `wc_gateway_stripe_process_payment`, `wc_gateway_stripe_process_redirect_payment` and `wc_gateway_stripe_process_webhook_payment` actions in favour of `wc_gateway_stripe_process_payment_charge`
 
 [See changelog for full details across versions](https://raw.githubusercontent.com/woocommerce/woocommerce-gateway-stripe/trunk/changelog.txt).