diff --git a/changelog.txt b/changelog.txt
index b34f858335..89b1363294 100644
--- a/changelog.txt
+++ b/changelog.txt
@@ -32,6 +32,7 @@
 * Dev - Move some testing and compiler node dependencies to devDependencies
 * Dev - Minor CSS change to comply with a SASS rule deprecation
 * Dev - Update SCSS to replace @import with @use and @forward
+* Fix - Handle missing customer when calling payment_methods API
 
 = 9.7.1 - 2025-07-28 =
 * Add - Add state mapping for Lithuania in express checkout
diff --git a/includes/class-wc-stripe-customer.php b/includes/class-wc-stripe-customer.php
index b6e5a036c3..11c658c437 100644
--- a/includes/class-wc-stripe-customer.php
+++ b/includes/class-wc-stripe-customer.php
@@ -719,6 +719,15 @@ public function get_payment_methods( $payment_method_type ) {
 			);
 
 			if ( ! empty( $response->error ) ) {
+				if (
+					isset( $response->error->code, $response->error->param, $response->error->type )
+					&& 'customer' === $response->error->param
+					&& 'resource_missing' === $response->error->code
+					&& 'invalid_request_error' === $response->error->type
+				) {
+					// If the customer doesn't exist, cache an empty array as a result.
+					set_transient( self::PAYMENT_METHODS_TRANSIENT_KEY . $payment_method_type . $this->get_id(), [], DAY_IN_SECONDS );
+				}
 				return [];
 			}
 
diff --git a/readme.txt b/readme.txt
index 2254373487..a328f57b96 100644
--- a/readme.txt
+++ b/readme.txt
@@ -141,5 +141,6 @@ If you get stuck, you can ask for help in the [Plugin Forum](https://wordpress.o
 * Dev - Move some testing and compiler node dependencies to devDependencies
 * Dev - Minor CSS change to comply with a SASS rule deprecation
 * Dev - Update SCSS to replace @import with @use and @forward
+* Fix - Handle missing customer when calling payment_methods API
 
 [See changelog for full details across versions](https://raw.githubusercontent.com/woocommerce/woocommerce-gateway-stripe/trunk/changelog.txt).