Your AI personal finance assistant that categorizes expenses, tracks budgets, and keeps your spending in check.
Expense Tracker takes the tedium out of money management. Tell it what you spent and it handles the rest — categorizing, tracking against budgets, detecting subscriptions, and generating clear spending summaries. Built for individuals, freelancers, and small teams who want financial clarity without spreadsheet fatigue.
- Copy the
SOUL.mdto your OpenClaw project - Configure your preferred channel (Telegram, Slack, Discord)
- Run
openclaw start
Or deploy instantly with CrewClaw →
- Intelligent expense categorization from natural language input
- Real-time budget tracking with threshold alerts
- Subscription detection and recurring charge monitoring
- Weekly and monthly spending summaries with trend analysis
- Unusual spending pattern flagging
Monthly Summary — February 2026
Total: $2,847.30 / $3,200 budget (89%)
Over Budget:
Dining Out $245 / $200 (+23%)
Shopping $412 / $300 (+37%)
On Track:
Groceries $287 / $400 (72%)
Transport $156 / $200 (78%)
Subscriptions: $150.98/mo (6 active)
| Setting | Default | Description |
|---|---|---|
| currency | USD | Primary currency for tracking |
| budget_alert_threshold | 80% | Percentage that triggers a budget warning |
| summary_schedule | sunday | Day of the week for weekly summary |
| categories | auto | Expense categories (auto or custom list) |
| subscription_detection | true | Automatically detect recurring charges |
- Telegram / Slack / Discord (for logging expenses via chat)
- CSV import (bank statements)
- Google Sheets (for export)
- Plaid (for bank account sync)
- Notion (for budget dashboards)