chore: update .gitignore, templates, and vault structure for v2

Add personal data directories to .gitignore (daily, contacts, business, etc).
Rename 1-yearly-2025.md to 1-yearly-YYYY.md template.
Add CRM card template. Update MEMORY.md with agent-memory reference.

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

Author: smixs

.gitignore

@@ -24,3 +24,14 @@ node_modules/
 # OS
 .DS_Store
 Thumbs.db
+
+# Vault personal data (never commit these)
+vault/daily/
+vault/contacts/
+vault/finances/
+vault/attachments/
+vault/.session/
+vault/.graph/
+vault/business/
+vault/projects/
+vault/thoughts/

vault/MEMORY.md

@@ -1,6 +1,6 @@
 # Long-term Memory
 
-Curated knowledge that persists across sessions. Layer 2 of Clawdbot memory architecture.
+Curated knowledge that persists across sessions. Part of the 3-layer memory architecture (hot context → searchable vault → archive). See `.claude/skills/agent-memory/SKILL.md` for details.
 
 ## User Profile
 

vault/goals/1-yearly-2025.md vault/goals/1-yearly-YYYY.mdvault/goals/1-yearly-2025.md renamed to vault/goals/1-yearly-YYYY.md

@@ -1,10 +1,10 @@
 ---
 type: yearly
-period: 2025
+period: YYYY
 updated: YYYY-MM-DD
 ---
 
-# Goals 2025
+# Goals YYYY
 
 ## Annual Theme
 

vault/templates/crm-template.md

@@ -0,0 +1,37 @@
+---
+type: crm
+description: >-
+  [One-line summary: industry, key deal, what makes this client notable]
+tags: [industry, region, deal-type]
+status: prospect
+industry: [FMCG|Electronics|Banks|Pharma|Retail|Auto|IT|Telecom]
+region: [ISO country code]
+owner: [Your Name]
+priority: [High|Mid|Low]
+deal_status: [In Progress|Tender|Proposal Sent]
+deal_deadline: YYYY-MM-DD
+created: YYYY-MM-DD
+updated: YYYY-MM-DD
+---
+
+# [Company Name]
+
+## Overview
+- **Industry:** [industry]
+- **Region:** [countries]
+- **Contact:** [key contact person]
+
+## Active Deals
+
+### [Deal Name]
+- **Status:** [deal_status]
+- **Value:** $[amount]
+- **Deadline:** [date]
+- **Details:** [what the deal involves]
+
+## History
+- YYYY-MM-DD: [First contact / how we met]
+- YYYY-MM-DD: [Key milestone]
+
+## Notes
+[Any important context about this client]