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Fix fatal error: missing WC_Payments_Explicit_Price_Formatter in loan note#11358

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rtio wants to merge 3 commits intodevelopfrom
fix/woopmnt-5740-fatal-error-missing-class-loan-note
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Fix fatal error: missing WC_Payments_Explicit_Price_Formatter in loan note#11358
rtio wants to merge 3 commits intodevelopfrom
fix/woopmnt-5740-fatal-error-missing-class-loan-note

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@rtio rtio commented Feb 13, 2026

Fixes WOOPMNT-5740

Changes proposed in this Pull Request

The plugin crashes with Fatal error: Class "WC_Payments_Explicit_Price_Formatter" not found in the loan approved admin inbox note. This happens when the account data cache is refreshed during payment method construction in WC_Payments::init(), before the formatter class has been included (line 720).

The fix adds a require_once for class-wc-payments-explicit-price-formatter.php in handle_loan_approved_inbox_note(), right alongside the existing require_once for the loan note file itself. This is idempotent and follows the same pattern already used in the method.

Testing instructions

  1. This is a class loading race condition that's hard to reproduce manually — it depends on the account cache being stale at exactly the right moment during plugin init.
  2. Verify the new unit test passes: npm run test:php -- --filter=WC_Payments_Notes_Loan_Approved_Test
  3. Verify existing loan note tests still pass: npm run test:php -- --filter=test_handle_loan_approved_inbox_note

  • Run npm run changelog to add a changelog file, choose patch to leave it empty if the change is not significant.
  • Covered with tests (or have a good reason not to test in description)
  • Tested on mobile (or does not apply)

Post merge

rtio and others added 3 commits February 13, 2026 19:31
…an note

Add require_once for class-wc-payments-explicit-price-formatter.php in
handle_loan_approved_inbox_note() to ensure the class is loaded before
the loan approved note's get_note() method uses it.

The class was only included at line 720 of WC_Payments::init(), but
the loan note handler can fire earlier during payment method construction
(line 598) when the account data cache is refreshed.

Fixes WOOPMNT-5740

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
Verifies that get_note() creates a valid WC Admin note with the
expected content about capital loan approval.

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
@rtio rtio requested review from a team and dmvrtx and removed request for a team February 13, 2026 22:50
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Test the build

Option 1. Jetpack Beta

  • Install and activate Jetpack Beta.
  • Use this build by searching for PR number 11358 or branch name fix/woopmnt-5740-fatal-error-missing-class-loan-note in your-test.site/wp-admin/admin.php?page=jetpack-beta&plugin=woocommerce-payments

Option 2. Jurassic Ninja - available for logged-in A12s

🚀 Launch a JN site with this branch 🚀

ℹ️ Install this Tampermonkey script to get more options.


Build info:

  • Latest commit: a886e41
  • Build time: 2026-02-13 22:53:59 UTC

Note: the build is updated when a new commit is pushed to this PR.

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Size Change: 0 B

Total Size: 956 kB

ℹ️ View Unchanged
Filename Size
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