Future Plans

🚀 Future Plans (Upcoming Features)

📊 LLM Integration for Finance Queries
✅ Experimenting with local AI models to enable conversational interactions with financial data.

📈 Expense Insights & Annual Planning
✅ Analyzing historical expenses to build Annual Operating Plans (AOP) & Operation & Risk (O&R).
✅ Identifying unnecessary expenses and providing alerts/warnings.

📉 Budget Projection Using Advanced Analytics
✅ Implementing exponential moving averages and R-based financial modeling for predictive budgeting.

🔥 Financial Independence (FIRE) Projections
✅ Estimating long-term financial independence and retirement timelines.

💱 Multi-Currency Support
✅ Handling USD & INR, with potential expansion to other currencies.

⚠️ Things I Won’t Focus
📂 Manual Bank Statement Imports
❌ Since SimpleFin covers my needs, I won’t add manual bank import functionality.

📌 Advanced Auto Categorization
❌ My app uses simple keyword-based categorization, and I don’t plan to add complex regex-based rules like Actual.

🔌 API Development
❌ The app follows a simple and decoupled database structure, so an API isn’t necessary for my use case as of now to interact with SparkyBudget's database.