🌟 Finova - AI-Powered Personalized Accountant App 💰🤖

🚀 Overview

The AI-Powered Personalized Accountant App is a smart financial management system that helps users track their expenses, investments, and tax details with AI-driven insights. Built using the MERN stack (MongoDB, Express, React, Node.js), this app provides a seamless and interactive experience for managing finances efficiently.

✨ Features

• 🔐 User Authentication (Login/Register with JWT) - Secure access with encrypted credentials and session management.
• 📊 Dynamic Financial Dashboard (Real-time updates without reloading) - View your financial data instantly with an intuitive and interactive UI.
• 🏦 Bank Balance and Transactions Overview - Monitor account balances, recent transactions, and spending trends in one place.
• 📈 Investment & Goal Tracking - Set financial goals and track investments with personalized insights.
• ⚠️ Fraud Alerts & Security Insights - AI-driven fraud detection system that notifies users of suspicious transactions.
• 🧾 Tax Overview & Smart Recommendations - Get AI-powered tax planning strategies and deductions to optimize savings.
• 🤖 AI-Powered Chatbot for Financial Assistance - 24/7 chatbot support for financial queries and budget management.
• 📅 Calendar & Reminders for Bill Payments - Never miss a due date with automated reminders and scheduling.
• 🌐 Responsive UI with Interactive Components - A seamless experience across devices with a modern and accessible design.

🛠️ Tech Stack

• 🎨 Frontend: React.js, Redux, Tailwind CSS
• 🖥️ Backend: Node.js, Express.js
• 🗄️ Database: MongoDB (Mongoose ORM)
• 🔑 Authentication: JWT (JSON Web Token)
• 🧠 AI/ML Integration: OpenAI API / TensorFlow.js (for fraud detection & tax recommendations)
• 🚀 Deployment: Vercel (Frontend), Render/Heroku (Backend), MongoDB Atlas

⚡ Installation & Setup

1️⃣ Clone the Repository

git clone https://github.com/FNICKE/Fintech.git
cd Fintech

2️⃣ Install Dependencies

Backend:

npm install

Frontend:

npm install

3️⃣ Configure Environment Variables

Create a .env file in the server folder:

MONGO_URI=your_mongodb_connection_string
JWT_SECRET=your_jwt_secret
OPENAI_API_KEY=your_openai_api_key

4️⃣ Run the Application

🎨 Start Frontend:

npm run dev

🚀 Start Backend Server:

npm start

🎯 Future Enhancements

• 🔮 AI-powered Expense Predictions
• 💱 Multi-currency Support
• 🏦 Integration with Banking APIs
• 🌙 Dark Mode & UI Enhancements

🤝 Contributing

We welcome contributions! Feel free to fork this repository, raise issues, and submit PRs. 🚀

📜 License

This project is open-source and licensed under the MIT License.

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