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A modern banking app that functions like Cash App allows users to send, receive, and manage money instantly using their smartphones. It combines traditional banking features (like account balances, deposits, and withdrawals) with peer-to-peer payment tools, making money transfers as easy as texting a friend.
The app integrates traditional banking infrastructure with real-time peer-to-peer payment APIs. It enables users to:
• Link their debit cards or accounts
• Transfer funds instantly between users
• Store money in a digital wallet
• Track transactions and spending
• Securely authenticate using PIN or biometrics