feat(abstract-utxo): deprecate 'legacy' txFormat on btc testnets#7499

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OttoAllmendinger wants to merge 6 commits intomasterfrom

BTC-2732.force-psbt-in-bitcoin-testnet

Commits on Nov 12, 2025

feat(abstract-utxo): add psbt-lite to txFormat

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feat(abstract-utxo): refactor tx format decision into separate method

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feat(abstract-utxo): validate txFormat param on testnet networks

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feat(abstract-utxo): always return txFormat if provided

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feat(abstract-utxo): force PSBT format for Bitcoin Testnet hot wallets

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feat(abstract-utxo): force PSBT for testnet bitcoin

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