Create HomeBase.md

applications/HomeBase.md

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+# Homebase
+
+- **Team Name:** Homebase by HanPay  
+- **Payment Address:** TRC-20 — **TX5tekNYLZXaVtje6QUMKjEsx9RxteSzC4** (USDT)  
+- **Level:** 3  
+
+---
+
+## Overview
+
+### Introduction
+
+Real estate tokenization is one of the most promising use-cases for Real-World Assets (RWA) in Web3, enabling fractional ownership, liquidity, and programmable governance over physical assets. Yet, the space faces critical challenges:
+
+1. **Trustless Infrastructure** – ensuring transparent, censorship-resistant settlement.  
+2. **Cross-Chain Liquidity** – connecting real estate assets to DeFi markets.  
+3. **Compliant Governance** – aligning legal frameworks with on-chain ownership.
+
+**Homebase** delivers a **Polkadot-native RWA protocol** addressing these challenges through a modular architecture combining blockchain, backend services, and live frontend applications.
+
+✅ Custom Substrate blockchain already deployed.  
+✅ Node.js / Express backend connected and live.  
+✅ Frontend dApp live at:
+
+- User dashboard → [https://homebase-escrow-haven.vercel.app/](https://homebase-escrow-haven.vercel.app/)  
+- Landlord login → [https://homebase-escrow-haven.vercel.app/landlord-login](https://homebase-escrow-haven.vercel.app/landlord-login)  
+- Seller login → [https://homebase-escrow-haven.vercel.app/seller-login](https://homebase-escrow-haven.vercel.app/seller-login)  
+- Admin login → [https://homebase-escrow-haven.vercel.app/admin-login](https://homebase-escrow-haven.vercel.app/admin-login)
+
+---
+
+### Abstract
+
+Homebase bridges physical real estate and DeFi by offering:
+
+- **Tokenization:** Turn real estate into fractional on-chain shares.  
+- **Trading:** Enable users to buy, sell, and hold fractions.  
+- **Governance:** Token-weighted voting on property-level decisions.  
+- **Cross-Chain:** Use XCM to connect with DeFi parachains (e.g., Acala, Moonbeam).
+
+---
+
+## Conceptual Architecture
+
+| Layer             | Component              | Role                                                                                   |
+|-------------------|------------------------|---------------------------------------------------------------------------------------|
+| Core Blockchain   | `pallet_rwa_core`      | Register property metadata, legal documents (stored via IPFS).                        |
+| Asset Management  | `pallet_rwa_asset`     | Mint fractional tokens, enforce supply cap, track ownership checkpoints.             |
+| Marketplace       | `pallet_rwa_marketplace` | Enable secondary trading with on-chain order book, events, and settlement.           |
+| Cross-Chain       | `pallet_rwa_xcm`       | Allow token transfers and governance across parachains via XCM.                      |
+| Compliance Layer  | *ink!* contracts       | Handle KYC, AML, legal freezes, and regulatory triggers.                             |
+| Backend API       | Node.js / Express      | Provide off-chain services (KYC, compliance, notifications), connect to Substrate.   |
+
+---
+
+## Technical Overview
+
+- **Blockchain:** Substrate runtime, Rust pallets.  
+- **Backend:** Node.js / Express:
+  - Connects to Substrate via `@polkadot/api`.  
+  - Listens to events, exposes REST + GraphQL APIs.  
+  - Manages KYC/AML, admin dashboards, partner onboarding.  
+- **Frontend:** React + TypeScript dApp:
+  - Polkadot.js API integration, wallet connections, user dashboards.
+- **HanPay Online Wallet:**  
+  [https://hanpay-portal.vercel.app/#hero](https://hanpay-portal.vercel.app/#hero)  
+  Optional standalone payment portal to settle bargains or off-chain transfers.
+- **DevOps:** Docker, GitHub Actions, Prometheus, Grafana.
+
+---
+
+## Market Validation
+
+- Global real estate tokenization market projected >$16 trillion by 2030.  
+- Initial interest from landlords, sellers, and investors in Nigeria, Serbia, EU.  
+- Early pilot discussions with property managers and legal custodians.  
+- Positive organic feedback from live app demos and community.
+
+---
+
+## Legal & Operational Flow
+
+We recognize that technical integration is only one side of bringing RWAs on-chain.
+
+- **Asset Custody:**  
+  Real-world property onboarding will be done through partnerships with legal custodians and notaries, who will verify ownership, legal status, and ensure asset-backing.
+
+- **Legal Agreements:**  
+  Every tokenized property will be backed by a legal contract defining rights, revenue sharing, and governance, ensuring fractional token holders are protected.
+
+- **Operational Partners:**  
+  We are in early discussions with real estate providers and legal advisors to pilot 1–2 properties, allowing us to validate the legal-to-on-chain bridge.
+
+This approach ensures Homebase controls distribution with both technical and legal safeguards.
+
+---
+
+## Asset Distribution Flow
+
+1️⃣ Register property → Verified with legal docs, IPFS hash on-chain.  
+2️⃣ Mint fractional tokens → Capped supply tied to legal asset.  
+3️⃣ Enable marketplace trading → On-chain, with backend KYC/compliance.  
+4️⃣ Allow governance participation → Token-holder votes.  
+5️⃣ Settle via Homebase or HanPay Wallet → User flexibility.  
+6️⃣ Unlock cross-chain liquidity → XCM connections to DeFi.
+
+---
+
+## Ecosystem Fit
+
+Homebase fills major gaps in Polkadot’s ecosystem:
+
+- A real estate-specific RWA parachain.  
+- A dual on-chain/off-chain payment flow.  
+- A governance + compliance bridge between real-world and DeFi.
+
+---
+
+## Team
+
+| Role                | Name               | Notes                                     |
+|---------------------|--------------------|------------------------------------------|
+| Project Lead        | Emeka Iwuagwu     | 8+ years web/blockchain engineering      |
+| Rust Devs          | 2 FT engineers    | Ex-Parity, Substrate experience         |
+| Node.js Dev        | 1 FT engineer     | Backend API, KYC, compliance             |
+| Frontend Dev       | 1 FT engineer     | React, TypeScript, UX/UI                 |
+| Legal Advisor      | 1 PT advisor      | Real estate law, fintech compliance      |
+
+**Contact:** e.iwuagwu@hotmail.com, emeka@hanpay.xyz  
+**Legal Entity:** HanPay (Nigeria / Serbia, in formation)
+
+---
+
+## Development Roadmap
+
+### Milestone 1 – Public Testnet & Marketplace
+
+| #  | Deliverable            | Specification                                                                                                                                         |
+|-----|------------------------|------------------------------------------------------------------------------------------------------------------------------------------------------|
+| 0a | Documentation          | Inline Rust + Node.js docs, operator + dev tutorials.                                                                                                |
+| 0b | Testing + QA          | Unit + integration tests, backend API tests, manual QA plan.                                                                                          |
+| 0c | Docker + CI/CD        | Docker setup, GitHub Actions CI pipeline.                                                                                                            |
+| 1  | Testnet Deployment    | Faucet, block explorer, telemetry, testnet node with full marketplace and KYC backend.                                                                |
+| 2  | Marketplace Features  | List/create properties, mint tokens, list on DEX, match orders, view events.                                                                         |
+| 3  | Backend Features      | KYC verification endpoint, compliance checks, admin dashboard, off-chain storage.                                                                    |
+| 4  | Frontend Features     | Wallet connection, display properties, buy/sell tokens, user dashboard, notifications.                                                               |
+
+*Duration:* 1–1.5 months, *Cost:* $60,000
+
+---
+
+### Milestone 2 – Mainnet Readiness & XCM Integration
+
+| #  | Deliverable            | Specification                                                                                                                                         |
+|-----|------------------------|------------------------------------------------------------------------------------------------------------------------------------------------------|
+| 0a | Documentation          | Final user + dev docs, governance guides.                                                                                                           |
+| 0b | Testing + QA          | Governance + XCM module tests, backend integration tests.                                                                                            |
+| 0c | Docker + CI/CD        | Final release CI, automated deployment scripts.                                                                                                     |
+| 1  | Governance Features   | Council creation, proposal + referendum pallets, token-weighted voting, backend hooks.                                                              |
+| 2  | XCM Integration       | Cross-chain transfer support, governance routing, Acala/Moonbeam test integrations.                                                                |
+| 3  | Backend Updates       | Governance event streaming, admin tools for proposals, notification system.                                                                         |
+| 4  | Frontend Updates      | Governance dashboard, cross-chain activity view, multi-wallet support.                                                                              |
+
+*Duration:* 1–1.5 months, *Cost:* $60,000
+
+---
+
+### Milestone 3 – Ecosystem Growth & Compliance
+
+| #  | Deliverable            | Specification                                                                                                                                         |
+|-----|------------------------|------------------------------------------------------------------------------------------------------------------------------------------------------|
+| 0a | Documentation          | Legal compliance docs, onboarding kits for partners.                                                                                                |
+| 0b | Testing + QA          | Benchmarking, stress tests (≥1,000 tx/s), backend load testing.                                                                                      |
+| 1  | ink! Contracts        | KYC, AML, asset-freeze contracts, runtime hooks.                                                                                                     |
+| 2  | Community Launch      | Launch article, Twitter Spaces, Discord, ambassador + dev programs.                                                                                  |
+| 3  | Partner Onboarding    | Real estate toolkit, pilot with 1–2 property managers, integrate with HanPay Wallet.                                                                 |
+
+*Duration:* 1 month, *Cost:* $30,000
+
+---
+
+## Future Plans
+
+- Deploy EVM precompiles for cross-ecosystem bridging.  
+- Integrate oracles for asset valuation + pricing.  
+- Expand into commercial real estate, REITs.  
+- Launch developer + ambassador incentive programs.
+
+---
+
+### Funding Summary
+
+| Area                 | Description                            |
+|----------------------|--------------------------------------|
+| Engineering         | Rust/Substrate, Node.js, React, ink! |
+| Compliance & Legal | Real estate law, KYC, AML integration |
+| Infrastructure      | Testnet, monitoring, tooling         |
+| Community           | Launch events, documentation         |
+
+**Total Requested:** $150,000 over ~4 months
+
+---
+
+**Homebase + HanPay will unlock the global real estate market on Polkadot — making property as liquid, transparent, and programmable as native crypto assets.**